Editor Picks
![How Does Renting Out a Room Affect My Home Insurance?](https://a.storyblok.com/f/162273/1600x1200/0cee33fdd1/couple-moving-pattern-orange.png/m/800x600/smart/filters:quality(90))
How Does Renting Out a Room Affect My Home Insurance?
December 1, 2024
Escrow Shortage: What Is It and How Do You Pay It Off?
4 min. read|January 3, 2024
Can I Cancel a Home Insurance Claim?
August 28, 2024
Flood Zone X: What It Means for Your Flood Risk and Buying Insurance
4 min. read|June 30, 2024
How to Get Your Mortgage Company to Release Insurance Proceeds
3 min. read|October 21, 2024
What Is the 80/20 Rule in Home Insurance?
January 18, 2024
Learn the Basics
![How Much Homeowners Insurance Do You Need?](https://a.storyblok.com/f/162273/1600x1200/ef6f43ef6a/cheerful-family-on-the-porch-of-a-country-house-pattern-yellow.png/m/400x300/smart/filters:quality(90))
How Much Homeowners Insurance Do You Need?
How much homeowners insurance you need depends on the replacement cost of your home, its contents, and your risk tolerance.
August 1, 2024
![How to Buy Homeowners Insurance in 7 Easy Steps](https://a.storyblok.com/f/162273/1600x1200/531edc3550/happy-couple-using-laptop-computer-sitting-on-sofa-in-apartment-wave-pattern-blue.png/m/400x300/smart/filters:quality(90))
How to Buy Homeowners Insurance in 7 Easy Steps
![How to File a Home Insurance Claim](https://a.storyblok.com/f/162273/1600x1200/2fb629042c/bearded-man-working-online-with-laptop-computer-at-home-sitting-at-desk-wave-pattern-orange.png/m/400x300/smart/filters:quality(90))
How to File a Home Insurance Claim
You typically need to provide documentation, meet with an adjuster, and complete paperwork when filing a home insurance claim.
November 21, 2023
![Home Insurance Quotes Comparison](https://a.storyblok.com/f/162273/1600x1200/efe987d02f/houses-in-suburb-at-summer-in-the-north-america-luxury-houses-with-nice-landscape-wave-pattern-orange.png/m/400x300/smart/filters:quality(90))
Home Insurance Quotes Comparison
Looking to compare home insurance quotes? Discover your complete Insurify guide here to find the best policy for your needs.
February 10, 2025
![Why Is My Homeowners Insurance Cost So High?](https://a.storyblok.com/f/162273/1600x1200/f5ead1b5b1/street-of-new-residential-triplex-houses-home-wave-pattern-green.png/m/400x300/smart/filters:quality(90))
Why Is My Homeowners Insurance Cost So High?
Home insurance rates are rising for several reasons. Learn why your homeowners insurance rates went up.
August 25, 2024
![Average Cost of Home Insurance (2024)](https://a.storyblok.com/f/162273/1600x1200/556d1f51d9/a-gray-ranch-style-model-house-pattern-yellow.png/m/400x300/smart/filters:quality(90))
Average Cost of Home Insurance (2024)
Insights
![Top Home Markets to Watch in 2024](https://a.storyblok.com/f/162273/1600x1200/9aedccd571/house-pattern-green.png/m/400x300/smart/filters:quality(90))
Top Home Markets to Watch in 2024
Florida and North Carolina cities top Insurify’s 2023 housing markets to watch, despite climate risks and high insurance costs in several emerging areas.
September 4, 2023
![Best Cities for Homebuyers With a $75,000 Income 2024](https://a.storyblok.com/f/162273/1600x1200/a9ffc5e6a3/young-family-is-talking-to-housing-agent-inside-new-flat-purchasing-real-estate-moving-house-and-buying-property-wave-pattern-orange.png/m/400x300/smart/filters:quality(90))
Best Cities for Homebuyers With a $75,000 Income 2024
Champaign, Detroit, and El Paso are among the most affordable cities for the average homebuyer. Here’s where a household income of $75,000 goes a long way.
February 1, 2024
![To Rent or to Buy? The Top 10 Cities Where Each Option Provides the Best Value](https://a.storyblok.com/f/162273/1600x1200/8e7a7df481/big-two-story-house-view-of-entance-porch-and-garage-wave-pattern-yellow.png/m/400x300/smart/filters:quality(90))
To Rent or to Buy? The Top 10 Cities Where Each Option Provides the Best Value
Millions of Americans decide between renting or owning a home each year. The choice can be hard, though the financial math in these 20 cities makes it simpler.
June 30, 2022
![Soaring Home Insurance Pushing Homeowners Out of These States](https://a.storyblok.com/f/162273/1600x1200/758a8b604f/young-woman-at-home-feeling-stressed-calculating-her-rent-surrounded-with-papers-paying-bills-wave-pattern-yellow.png/m/400x300/smart/filters:quality(90))
Soaring Home Insurance Pushing Homeowners Out of These States
Climate catastrophes are driving insurers and homebuyers out of high-risk areas like Florida, but the American dream of homeownership lives on in less disaster-prone states.
January 17, 2024
![These are the Most Affordable Cities to Buy a House in 2022](https://a.storyblok.com/f/162273/1600x1200/ffd024d042/happy-millennial-couple-receiving-keys-from-realtor-purchasing-real-estate-family-meeting-with-real-estate-agent-new-house-wave-pattern-blue.png/m/400x300/smart/filters:quality(90))
These are the Most Affordable Cities to Buy a House in 2022
These 20 cities have the most affordable housing markets in 2022.
February 18, 2022
![These Are the Best Cities for New Homebuyers in 2022](https://a.storyblok.com/f/162273/1600x1200/130ad880db/happy-couple-real-estate-and-moving-in-new-home-with-boxes-for-renovation-man-and-woman-carrying-box-rent-mortgage-loan-wave-pattern-orange.png/m/400x300/smart/filters:quality(90))
These Are the Best Cities for New Homebuyers in 2022
Insurify ranked the best city for new homebuyers in every state for 2022.
February 24, 2022
Home Insurance by Perils
![Fire Insurance for Homeowners: Why You’ll Want to Take this Extra Step](https://a.storyblok.com/f/162273/1600x1200/c5701d72f9/firefighters-fighting-fire-house-vawe-pattern-green.png/m/400x300/smart/filters:quality(90))
Fire Insurance for Homeowners: Why You’ll Want to Take this Extra Step
March 12, 2024
![Flood Insurance: The Ultimate Guide for Homeowners](https://a.storyblok.com/f/162273/1600x1200/348959210f/flooded-homes-and-street-flash-flooding-wave-pattern-blue.png/m/400x300/smart/filters:quality(90))
Flood Insurance: The Ultimate Guide for Homeowners
August 18, 2024
![How To Get Earthquake Insurance and Protect Your Family](https://a.storyblok.com/f/162273/1600x1200/f6a3264f22/middle-aged-man-at-home-wotking-on-laptop-computer-wave-pattern-orange.png/m/400x300/smart/filters:quality(90))
How To Get Earthquake Insurance and Protect Your Family
February 9, 2025
![Adding Sinkhole Insurance to Your Homeowners Policy](https://a.storyblok.com/f/162273/1600x1200/c24fc4e337/couple-sittinf-in-front-of-laptop-at-home-wave-pattern-green.png/m/400x300/smart/filters:quality(90))
Adding Sinkhole Insurance to Your Homeowners Policy
July 14, 2024
![Hurricane Insurance: What You Need to Know](https://a.storyblok.com/f/162273/1600x1200/d4360147a7/thunderstorm-clouds-over-a-suburban-neighborhood-hurricane-wave-pattern-yellow.png/m/400x300/smart/filters:quality(90))
Hurricane Insurance: What You Need to Know
February 7, 2024
![Tornado Insurance: When Will You Need this Type of Coverage?](https://a.storyblok.com/f/162273/1600x1200/75b0faeeec/city-hurricane-storm-rain-wave-pattern-orange.png/m/400x300/smart/filters:quality(90))
Tornado Insurance: When Will You Need this Type of Coverage?
March 27, 2024
Latest Articles
![When to Hire a Home Insurance Claim Lawyer (2025)](https://a.storyblok.com/f/162273/1856x1392/62523600e6/young-couple-saphire.png/m/400x300/smart/filters:quality(90))
When to Hire a Home Insurance Claim Lawyer (2025)
February 10, 2025
![Compare Home Insurance Quotes (February 2025)](https://a.storyblok.com/f/162273/696x522/508b855705/home-white-house-suburbs-pattern-orange.png/m/400x300/smart/filters:quality(90))
Compare Home Insurance Quotes (February 2025)
February 10, 2025
![5 Best Home Insurance Companies (2025)](https://a.storyblok.com/f/162273/800x600/a5960fd2de/green-house-orange.png/m/400x300/smart/filters:quality(90))
5 Best Home Insurance Companies (2025)
February 10, 2025
![Earthquake Insurance: A Complete Guide for Homeowners (2025)](https://a.storyblok.com/f/162273/4288x2848/0bb3c64275/earthquake-lower-storey-of-house-collapses.png/m/400x300/smart/filters:quality(90))
Earthquake Insurance: A Complete Guide for Homeowners (2025)
February 10, 2025
![What Manufactured and Mobile Home Insurance Covers (2025)](https://a.storyblok.com/f/162273/1856x1392/21999d6b8f/camper_orange.png/m/400x300/smart/filters:quality(90))
What Manufactured and Mobile Home Insurance Covers (2025)
February 9, 2025
![Homeowners Insurance Guide for First-Time Homebuyers](https://a.storyblok.com/f/162273/1600x1200/a9ffc5e6a3/young-family-is-talking-to-housing-agent-inside-new-flat-purchasing-real-estate-moving-house-and-buying-property-wave-pattern-orange.png/m/400x300/smart/filters:quality(90))
Homeowners Insurance Guide for First-Time Homebuyers
February 9, 2025