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Insurify has spent a decade delivering more than 250 million car insurance quotes to help drivers find better rates. Along the way, we learned that getting a better price doesn’t necessarily remove the final hurdle to getting covered: the down payment.
Insurify Car helps insurance shoppers overcome that hurdle by allowing them to buy state-minimum coverage in minutes and get instant proof of insurance, all while paying for just the first seven days of their policy. With Insurify Car, many drivers can start a policy for as little as $29 down2.
Insurance shoppers have embraced the concept. Insurify Car sign-ups have soared by 80% since the start of 2026, and we’ve sold more than 100,000 distinct policies since launch. In fact, the states where we’ve sold the most Insurify Car policies are also the ones with some of the highest car insurance rates in the country, including Michigan, Florida, Texas, and Georgia.
Given the success of the product, Insurify Car plans to soon offer customers in some states the ability to pay in increments of three, seven, 14, or 30 days and to change their preference at any time.)
How Insurify Car works
Insurify Car is a liability-only policy that meets minimum car insurance requirements in every state where it’s available. You can apply entirely online at Insurify.com, get a quote in just two minutes, and buy coverage in about four.
You’ll make your initial payment for the first seven days, plus any applicable policy start fees, when you buy your policy. After that, you can put your policy on auto pay and let it roll week to week, or you can cancel it at any time from your account.
How to buy an Insurify Car policy
If you’re ready to pay less to start a car insurance policy, here’s how the buying process works, step by step. Be sure to gather the important information you’ll need to get an accurate quote, like your driver’s license number and your car’s VIN.
Head to Insurify Car and enter your ZIP code.
Our quoting tool will prompt you to provide the important information we need for a quote. For example, we’ll ask your age, your gender, vehicle make and model, how you use your car, how many miles you drive on average, and more.
If Insurify Car is available in your state, we’ll show you your quote. If it’s not available, we’ll show you real quotes from other insurers for comparison.
If you’re ready to move forward with Insurify Car, accept your quote.
Make your first payment.
Access your policy documents and insurance card.
Who is Insurify Car for?
We built Insurify Car for drivers who need only state-minimum car insurance, who need to avoid a large down payment to start a policy, who drive only occasionally, or who don’t want to pay for coverage they don’t need.
Insurify Car can help drivers who may need insurance on a weekend but won’t have the cash to pay for a full 30 days until they get paid the following Friday. We created it for drivers who need coverage now but might not need the policy next month because they’re moving out of state.
By lowering the down payment barrier to getting insurance, we hope to help more drivers get coverage and avoid the significant legal and financial risks of driving uninsured.
What our customers are saying about Insurify Car
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Where is Insurify Car available?
Insurify Car is currently available in Alabama, Arizona, Colorado, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Missouri, Ohio, Tennessee, Texas, and Virginia, with more states to come soon.
You can check availability and get a quote in about two minutes at Insurify Car.
+Screen graphics, UI cards, and price figures displayed across this site are for illustrative and educational purposes only and do not represent actual bindable quotes or real-time availability.
2 - Price reflects the average of the lowest 10% of down payments and first weekly installments (inclusive of applicable policy fees, whether assessed at binding or within recurring payments) on actual policies bound through Insurify Car between 5/18/26 and 9/15/26. Actual rates, initial payments, weekly installments, fee structures, and billing schedules vary depending on state of residence, individual driver profile, coverage selections, and underwriting insurance provider. Lowest rates do not reflect typical results.