Why Is My Home Insurance So Expensive? No Dumb Questions S2E7

Here’s what affects home insurance costs and how to save on your premiums.

Julia Taliesin
Writer: Julia TaliesinEconomic Analyst, Licensed Insurance Agent

Qualifications:
  • Licensed property and casualty insurance agent

  • 8+ years content and reporting experience

  • NPN: 22173027


Julia is a economic analyst and licensed insurance agent. She co-launched Insurify‘s podcast “No Dumb Questions“ in 2025.

Sara Getman
Editor: Sara GetmanAssociate Editor

Qualifications:
  • 3+ years in insurance content

  • Host of Insurify‘s podcast “No Dumb Questions“


Sara has been an associate editor at Insurify since 2022. She co-launched Insurify‘s podcast “No Dumb Questions“ in 2025.

Photo of an Insurify author
Reviewer: John LeachLicensed P&C Agent, Chief Copy Editor

Qualifications:
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 20461358


John is Insurify’s Chief Copy Editor, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.

Updated

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Home insurance can seem like another major expense when it comes to homeownership. But it’s an incredibly important safeguard that you shouldn’t skimp on. Join Sara and Julia as they discuss: 

  • What shapes your home insurance costs 

  • Which factors are in your control and which aren’t

  • How to actually get cheaper premiums

Listen on YouTube, Spotify, or Apple Podcasts.

Disclaimer: This podcast is produced by Insurify and is intended for educational purposes only. We are not licensed insurance agents, and we do not constitute personalized financial or legal advice. Personal situations vary, and you should always consult a licensed professional before making financial decisions.

Julia Taliesin
Writer: Julia TaliesinEconomic Analyst, Licensed Insurance Agent

Qualifications:
  • Licensed property and casualty insurance agent

  • 8+ years content and reporting experience

  • NPN: 22173027


Julia is a economic analyst and licensed insurance agent. She co-launched Insurify‘s podcast “No Dumb Questions“ in 2025.

Sara Getman
Editor: Sara GetmanAssociate Editor

Qualifications:
  • 3+ years in insurance content

  • Host of Insurify‘s podcast “No Dumb Questions“


Sara has been an associate editor at Insurify since 2022. She co-launched Insurify‘s podcast “No Dumb Questions“ in 2025.

Photo of an Insurify author
Reviewer: John LeachLicensed P&C Agent, Chief Copy Editor

Qualifications:
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 20461358


John is Insurify’s Chief Copy Editor, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.