)
Home Insurers Dropped 2 Million Policies as Premiums and Profits Rose
Insurer-initiated non-renewals increased 61% in 2024, while inflation-adjusted premiums rose as much as 43% from 2018 levels, a new industry report found.
)
Costlier Claims Push Home Insurance Costs Up for All, Even Those Who Never Filed
Rising costs for wildfires, water damage, and liability claims drive home insurance prices to new record levels.
)
Homeowners Think Insurance Covers These Losses. They’re Often Shocked to Learn It Doesn’t.
Costly misunderstandings about coverage for flooded basements, aging roofs, and more often come to light only after disaster strikes.
)
Eyes in the Skies: How Insurers Are Using Airborne Tech to Inspect Your Home
From drones to AI-driven satellite imagery, insurers are remotely assessing property risks — often catching homeowners by surprise with repair demands or policy nonrenewals.
)
FEMA Just Redrew the Map: Is Your House Now in a Flood Zone?
States and counties are adjusting their flood maps but homeowners remain generally unaware of the changes.
)
Your Pool Could Cost You More Than You Think
New safety laws and tightening insurance rules are changing what it costs to own a backyard pool.
)
Forget Hurricanes. This Is America’s Fastest-Growing Insurance Threat
Billion-dollar thunderstorms are quietly rewriting the rules of home insurance
Homeowners Are Paying More for Insurance, but They Still May Be Underinsured
Rising premiums and a lack of understanding surrounding coverage limits are leaving millions of homeowners financially vulnerable to significant losses.
)
The Great Insurance Retreat: Why Homeowners Coverage Is Vanishing in High-Risk States
As insurers tighten standards and raise premiums, experts say homeowners must act before non-renewal notices arrive.
)
Insurance AI Under Fire for Alleged Racial Bias
Bellwether lawsuit moves forward as insurance industry leaders rethink how it uses artificial intelligence.
El Niño May Dampen 2026 Hurricane Season, But Coastal Risk Still Looms
Although experts expect a below-average hurricane season, they caution that this is really a redistribution of risk, and storms may shift.
)
Proposed California Home Insurance Reform Bills Advance in State Senate
Bills would require more detailed insurer explanations for non-renewals and claims, and penalty for delayed claims payments.