State FCRA Notices

State
FCRA Disclosure
CTIn connection with this insurance rate quote and any renewal of insurance, our partners may obtain or use a credit-based insurance score based on the information contained in your credit report. Our partners may use a third party in connection with the development of your insurance score. You have the right to request that our partners consider any extraordinary life circumstance occurring within the last three (3) years.
DEIn connection with this insurance rate quote and any renewal of insurance, our partners may obtain or use a credit-based insurance score based on the information contained in your credit report. Our partners may use a third party in connection with the development of your insurance score. If a credit-based score is used for your policy, you have the right, upon request, to have your score reordered once every 12 months. If the new score would result in a premium decrease, you will receive the benefit of that score. Otherwise, the new score will not impact your rate.
FLIn connection with this insurance rate quote and any renewal of insurance, our partners may obtain or use a credit-based insurance score based on the information contained in your credit report. Our partners may use a third party in connection with the development of your insurance score. The Department of Financial Services offers free financial literacy programs to assist you with insurance-related questions, Including how credit works and how credit scores are calculated. To learn more, visit www.MyFloridaCFO.com.
KSIn connection with this insurance rate quote and any renewal of insurance, our partners may obtain or use a credit-based insurance score based on the information contained in your credit report. Our partners may use a third party in connection with the development of your insurance score. If you question the accuracy of the information in the credit report, our partners will, upon your request, reevaluate you based on the updated information from the consumer reporting agency. An internal appeal process exists to review an adverse action based on credit information.
LAIn connection with this insurance rate quote and any renewal of insurance, we or our carrier partners may review your credit report or obtain a credit-based insurance score based on the information contained in your credit report. We or our partners may use a third party in connection with the development of your insurance score. For instructions on how to obtain your report, please contact the carrier partner directly. You may obtain a copy of the credit information used in the underwriting or rating process by contacting TransUnion at 1-800-645-1938.
MDIn connection with this insurance rate quote and any renewal of insurance, our partners may obtain or use a credit-based insurance score based on the information contained in your credit report. Our partners may use a third party in connection with the development of your insurance score. You may request that your credit information be updated and if you question the accuracy of the information contained in your credit report, our partners will, upon your request, reevaluate you based on corrected credit information from a consumer reporting agency. Additionally, you may request a premium quote that separately identifies the portion of the premium attributable to your credit history.
NHIn connection with this insurance rate quote and any renewal of insurance, our partners may obtain or use a credit-based insurance score based on the information contained in your credit report. Our partners may use a third party in connection with the development of your insurance score. This credit-based insurance score is just one of many factors used to determine your rate. If you question the accuracy of the information in the credit report, our partners will, upon your request, reevaluate you based on the updated information from the consumer reporting agency. You have the right to request an exception for any extraordinary life circumstance.
NYIn connection with this insurance rate quote and any renewal of insurance, our partners may obtain or use a credit-based insurance score based on the information in your credit report. Our partners may use a third party in connection with the development of your insurance score. An insurance score uses information from your credit report to help predict how often you are likely to file claims and how expensive those claims will be. Items from a credit report that may affect a score include, but are not limited to, payment history, number of new and revolving accounts, the presence of collection accounts, bankruptcies and foreclosures.
ORIn connection with this insurance rate quote and any renewal of insurance, our partners may obtain or use a credit-based insurance score based on the information contained in your credit report. Our partners may use a third party in connection with the development of your insurance score. A written statement which describes the policies regarding the use of credit is available upon request.
VA

In connection with this application, our partners may use an insurance credit score developed by a third party that's based on the information contained in your credit report. You may request that your information be updated and if you question the accuracy, our partners will, upon your request, reevaluate you based on corrected information from a consumer reporting agency.


 

WVIn connection with this insurance rate quote and any renewal of insurance, our partners may obtain or use a credit-based insurance score based on the information contained in your credit report. Our partners may use a third party in connection with the development of your insurance score. You have the right, upon request, to have your score reordered once every 12 months.