Looking for the cheapest cities in Texas to insure your vehicle? You may be surprised that you can save money on auto coverage in the five popular cities.
Don't mess with Texas, seriously. As the second largest state in the U.S. Texas has a go big or go home attitude when it comes to their BBQ, football, and pride. So whether you’re moving to Texas or you’re looking for a new provider in your home state, you’ll want to find the best deal on car insurance.
Even with this average you can end up spending more or less depending on your zip code, your provider, and your driving record. As with any state, costs vary greatly in Texas with a range of about $387 between large scale urban cities and small suburban towns. Keep in mind that there is a correlation between urban areas and higher insurance premiums. Typically a higher population leads to more car accidents and thefts, so insurance providers raise their premiums to cover the cost of a high amount of claims. If the cost of car insurance is a deciding factor in where you make your move, then you’ll want to consult the list below. The following prices are cost of insurance per year.
Based on the above listing, you'll be able to estimate how much your insurance will be in these and surrounding cities. These average prices are based on a general driver profile that includes a selected coverage of 50/100/50 for a single driver with one vehicle. Something to be aware of when looking at these prices is that the driver has a great driving record and is currently insured. So if you don’t quite fit that criteria, then it might be best to tack on a few extra dollars in order to give yourself a more accurate estimate.
While shopping around, remember that you must carry the state minimum coverage set by Texas that includes liability to cover other drivers’ medical and property damage expenses if you’re found at-fault in an accident. The state minimum has been set at 30/60/25 which includes: $30,000 coverage for bodily injury per person, $60,000 total coverage for bodily injury per accident, and $25,000 coverage for property damage. You might want to consider buying more than the state minimum if you’re worried you won’t be able to pay for uncovered bills out of pocket.
Start shopping with a comparison site that makes it easy to customize your coverage and earn discounts. Insurify’s intelligent, virtual agent can help assess what liability exactly fits your needs and give you the power to compare all carriers within your region to get you the best rate possible.