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Car Insurance

The 10 Cheapest Cities to Insure your Car in New Hampshire

So you moved to New Hampshire and need new car insurance...

If you’ve found yourself looking to relocate to the Granite State--otherwise known as New Hampshire-- and are hoping to bring your car along or purchase one while there, then you have struck gold with this article! New Hampshire can be both an expensive or affordable place to call home and that all depends on a number of factors, including car insurance. It’s certainly possible to find great rates with Ensurify in the Granite State or any state. You’ll have to do some shopping in order to find them, as well as some research into what places will be best for your wallet and your vehicle.

The state average for car insurance, per year, averages around $868. Even with this state wide average, you can still end up spending more or less depending on where you live and which insurance company you choose. But, don’t get overwhelmed because Ensurify is here to help you in your new car insurance search.

Here are the top 10 cheapest cities in New Hampshire to insure your vehicle:

  1. Keene - $727

  2. Hanover - $776

  3. Concord - $778

  4. Laconia - $790

  5. Berlin - $792

  6. Peterborough - $793

  7. Claremont - $802

  8. Pittsfield - $806

  9. Colebrook - $807

  10. Milford - $809

Based on the listing above, you’lll be able to approximate how much your insurance will be in these cities, but remember that there are a lot of different factors that car insurance companies take into account when determining how much they’ll charge people in a certain location. Things like population density, crime activity, and the age range of a location are often considered. However, you as a customer also bring important considerations that will affect the premiums you’re offered.Your age,the make and model of your car, your driving record, and your marital status will all come into play as you receive quotes from various companies. Therefore even if you live in Keene, you still may end up paying a higher-than-average premium based on poor car insurance research or the history you’ve brought along with you to New Hampshire.

Beyond basic car insurance, also remember that you must carry liability insurance that will protect the other driver in the event of an at-fault accident. In most cases, your state will have set a required minimum for everyone to have in order to drive, but you might want to consider purchasing more especially if you drive a high end vehicle. Most liability minimums won’t cover much at all if you’re involved in an accident that’s your fault. To help you figure out just what you might need, the Insurance Information Institute recommends the following: $100,000 of bodily injury protection per person and $300,000 bodily injury protection per accident. This might all seem overwhelming at first, but Ensurify’s intelligent, virtual agent is here to help. With the agent, we can help assess what liability exactly fits your needs and give you the power to compare all carriers within your region to get you the best rate possible.

Car insurance shouldn’t be an added expense to your move and luckily these cities agree. Shopping around guarantees the lowest rates on car insurance and the research you can conduct on Ensurify will prep you for the road ahead, no matter which city it may take you.