Whether you’re moving to Maine or looking for a new carrier, you’ll want to compare quotes and read our list of cheapest cities to drive in order to save the most money on auto insurance.
Known for its abundance of lobsters and breathtaking coasts, the state of Maine, also known as Vacationland, can be a perfect place to move to if you want life to feel like an extended holiday. Although Maine may feel like a vacation, the cost of living, especially with a car, is enough to bring anyone back to reality. But, it’s certainly possible to find great rates for car insurance anywhere in the U.S. And so, as with any other time you shop for car insurance, it will be best to compare quotes from top companies in order to get the most for your money.
Even with this average, you can still end up spending more or less depending on where you live and which company you choose.
Based on the listing above, you will be able to estimate how much your insurance will be in these cities. Premium prices in the 51 cities in Maine vary by a range of 18% between the most expensive to the cheapest. Car insurance options are numerous so it’s possible for you to find great rates even within the more expensive cities.
While shopping around, remember that you must carry liability insurance that will protect the other driver in the event of an at-fault accident. In most cases, your state will have set a required minimum in order for you to drive, but you might want to consider purchasing more especially if you drive a nice car. The state of Maine has set their minimum at 50/100/25 which includes: $50,000 coverage for bodily injury per person, $100,000 total coverage for bodily injury per accident, and $25,000 coverage for property damage. However, most liability minimums won’t cover much at all if you’re involved in an accident that’s your fault and so, the Insurance Information Institute recommends $100,000 of bodily injury protection per person and $300,000 bodily injury protection per accident.
Maine also requires auto insurance policyholders to add medical payment coverage to their plans. Medical payment coverage, often referred to as MedPay, will cover your medical bills after an accident regardless of whether or not you were at fault.
Start shopping with a comparison site that makes it easy to customize your coverage and earn discounts. Insurify’s intelligent, virtual agent can help assess what liability exactly fits your needs and give you the power to compare all carriers within your region to get you the best rate possible.