featured image
Car Insurance

Alaska: cheapest car insurance

Whether you’re moving to Alaska or looking for a new carrier, you’ll want to compare quotes and read our list of cheapest cities to drive in order to save the most money on auto insurance.

It may have been "The Last Frontier," but Alaska shouldn't be ignored. The 49th state of the U.S. is home to scenic parks that offer diverse wildlife and goldmines, proving that the state is truly a national treasure. Speaking of treasure, your bank account could look like a goldmine too if you put the right amount of research into car insurance premium discounts and savings. Exploring different provider and policy options could save you up to $1,500 more a year than your neighbors.

The state average for car insurance in Alaska is $1,605/year.

Even with this average you can end up spending more or less depending on where you live. This average is pretty close to the U.S. average of $1,503/year and so you should be able to find some reasonably priced premiums in “The Last Frontier.” So, if you need a deciding factor in terms of where to make your next move, whether it be to a new state or a new provider, the below list outlines the 10 cheapest cities in Alaska for auto insurance.

The cheapest cities in Alaska to insure your vehicle:

  1. Juneau - $1,270

  2. Kenai - $1,496

  3. Nome - $1,504

  4. Bethel - $1,603

  5. Fairbanks - $1,615

  6. Wasilla - $1,633

  7. Anchorage - $1,735

Based on the above listing, you’ll be able to estimate how much your insurance will be in these or surrounding cities. You may have noticed that Fairbanks, Wasilla, and Anchorage pay on average more than the state as a whole. Throughout Alaska, rates can range anywhere from $914 to $2,366 annually. With such a large range in premiums prices, it’s recommended that you compare at least three insurance provider quotes before making a decision.

While shopping around, remember that you must carry liability insurance that will protect the other driver in the event of an at-fault accident. In most cases, your state will have set a required minimum in order for you to drive, but you might want to consider purchasing more especially if you drive a nice car. Most liability minimums won’t cover much at all if you’re involved in an accident that’s your fault. The state of Alaska has set their minimum at 50/100/25 which includes: $50,000 coverage for bodily injury per person, $100,000 total coverage for bodily injury per accident, and $25,000 coverage for property damage.

Start shopping with a comparison site that makes it easy to customize your coverage and earn discounts. Insurify’s intelligent, virtual agent can help assess what liability exactly fits your needs and give you the power to compare all carriers within your region to get you the best rate possible.