Direct General Car Insurance
Overview
At Direct Auto & Life Insurance, you can get the coverage you need, the services you want, and the respect you deserve, regardless of your insurance history .
That's because we believe each and every customer is equally important and valued. No matter the circumstances, we work with you to help determine the best policy for your needs, to find ALL the discounts you're entitled to, and to provide the great services you deserve. Call, click or come in today to see how much you could save!
Discounts
It's time every motorist had the opportunity to find affordable car insurance coverage. With our multiple discounts—that could save you up to 25% on your car insurance—finding affordable coverage is easy, and taking advantage of these discounts is even easier.
Discounts may only apply to certain coverages and are subject to terms and conditions and may not be available in all states or distribution channels. Price may vary depending on how you buy.
| Discount Type | Discount % |
|---|---|
| Military Discount | up to 25% |
| Good Driver Discount | up to 10% |
| Good Student Discount | up to 10% |
| Senior Adult Discount | up to 5% |
| Low Mileage Discount | up to 5% |
| Multiple Vehicle Discount | up to 25% |
| Multiple Policy Discount | up to 5% |
| Prior carrier discount | up to 25% |
| Home Owner Discount | up to 15% |
| Welcome Back Credit Discount | up to 6% |
| Affinity group discount | up to 5% |
| Provider Switch Discount | up to 25% |
| Policy Update/Extension Discount | up to 20% |
Features and Services
24/7 service
Roadside assistance
Flexible / convenient payments
Online account management
Optional Coverage
| Coverage Type | Description |
|---|---|
| Rental Reimbursment | Reimburses the per day cost of a rental car (daily and maximum reimbursement may vary) |
| Road Side Assistance | Typically adds coverage for towing, tire changes, lockout services, and more |
| Accidental Death, Dismemberment, Disability | Pays up to a specificed amount for death, loss of limbs, loss of sight, and certain other injuries to designated prson(s) resulting from a car accident. |
Payment Methods
| Payment Type | Description |
|---|---|
| Online Payment | Hate those annoying IVR menus? Pay your bill online. |
| Text Payment | You can pay your bill via text message by opting to pay your bill with saved account information. |
| Phone Payment -IVR | Ran out of postage? Want to keep things fast but simple? You can pay your bill over the phone. |
| In Person Payment | You can make a payment at the company’s headquarters or directly at office |
| Credit Card Payment | |
| Debit Card Payments | |
| Automatic Online Payments | Forgetful? This option automatically charges your credit or debit card that you provided so that you never have to worry. |
| Cash Payment | Cash Payment |
| Mail Payment | The option to mail in a personal check or money order. Don't forget the postage, sometimes the classics never die! |
| Multi-payment Installment Plans | Want to budget your payments over time? This option allows you to pay your premiums in scheduled installments rather than all at once. |
| Prepayment | Don't want to worry about making monthly payments? Why not just pay your premiums in advanced, who knows, you might get a thank you discount from your provider. |
| Pay Through Your Agent | Pay Through Your Agent |
Automobile Insurance
Life Insurance
