Acuity Car Insurance
Overview
Pros
- Affordable prices
- Knowledgeable service reps
- Excellent overall service
Founded in 1925 in Sheboygan Wisconsin, ACUITY is the 61st largest insurer in the United States, managing over $3.5 billion in assets. ACUITY specializes in automobile, home owners, and business insurance. ACUITY has been named on Ward Group's list of the nations' best-run insurance companies for 16 consecutive years, as well as the winner of more ACORD technology awards than any other carrier in the previous 13 years.
Discounts
| Discount Type | Discount % |
|---|---|
| Multiple Vehicle Discount | Varies |
| Good Student Discount | Varies |
| More Vehicles Than Drivers | Varies |
| Good Driver Discount | Varies |
| New Graduate Discount | Varies |
| Accident Free Discount | Varies |
Features and Services
Roadside assistance
24/7 service
Mobile app
Online account management
Flexible / convenient payments
Optional Coverage
| Coverage Type | Description |
|---|---|
| Better Car Replacement | Allows you to replace your car with a newer vehicle, given your car is totaled in an accident. |
| Glass Coverage | |
| Emergency Assistance Coverage | Adds extended coverage for emergency expenses such as lodging, meals and transportation if you're involved in an accident more than 25 miles from your home. |
| Electronic Key & Lock Replacement | Covers your electronic keys if they're are lost or stolen, along with any remote control pads and locks. |
| Personal/Upgraded Item Coverage | Covers the insured for personal items, and some car upgrades damaged due to an accident or if they're stolen (maximum reimbursment my vary) |
| Accidental Death, Dismemberment, Disability | Pays up to a specificed amount for death, loss of limbs, loss of sight, and certain other injuries to designated prson(s) resulting from a car accident. |
| Gap Insurance | If your vehicle is loaned or leased and totaled, Gap insurance may pay for the difference between the cash value of the vehicle and the unpaid balance of the loan or lease. |
| Road Side Assistance | Typically adds coverage for towing, tire changes, lockout services, and more |
| Umbrella Policy | Adds protection against liability claims/judgements when your auto insurnce liability limits have been reached. |
| Rental Reimbursment | Reimburses the per day cost of a rental car (daily and maximum reimbursement may vary) |
Payment Methods
| Payment Type | Description |
|---|---|
| Prepayment | Don't want to worry about making monthly payments? Why not just pay your premiums in advanced, who knows, you might get a thank you discount from your provider. |
| Multi-payment Installment Plans | Want to budget your payments over time? This option allows you to pay your premiums in scheduled installments rather than all at once. |
| Online Payment | Hate those annoying IVR menus? Pay your bill online. |
| Credit Card Payment | |
| Debit Card Payments | |
| Mail Payment | The option to mail in a personal check or money order. Don't forget the postage, sometimes the classics never die! |
| Phone Payment -IVR | Ran out of postage? Want to keep things fast but simple? You can pay your bill over the phone. |
| Automatic Online Payments | Forgetful? This option automatically charges your credit or debit card that you provided so that you never have to worry. |
| Mobile App Payments | Welcome to the 21st century, some companies allow you to pay your bill through their phone app, just make sure you own a smart phone! |
Home Insurance
Automobile Insurance
