4.8out of 3,000+ reviews

Travelers - Home Insurance

  • Personalized quotes in 5 minutes or less
  • No signup required

Last Updated February 1, 2022

Ratings

Insurify

Composite Score
85
What is this?
J.D. Power Ratings (2019)
RatingsState Average
855The rest
Financial Ratings
Company NameRatings
A.M. BestA++
Standard & Poor'sAA
FitchAA
Moody'sAa2

Discounts

The largest discounts from Travelers are: Multi-Policy Discount, Claims-Free Discount, Home Buyer Discount

Discount TypeDiscount %
Multi-Policy Discountup to 15%
Claims-Free DiscountVaries
Home Buyer DiscountVaries
Green Home Discountup to 5%
Protective Devices DiscountVaries

Travelers provides home insurance in the following states:

Company History

Travelers wrote the very first auto insurance policy in the United States.

The Travelers Companies, Inc. now has more than 30,000 employees, partners with around 14,000 independent agents, and operates in multiple market segments across personal, business, financial, and international insurance.

Travelers Insurance Company Ltd. has an A.M. Best rating of "A," signaling excellent financial strength.

Travelers Coverage Tiers

TypeAmount
Personal Liability Coverage$100,000
Personal Property Replacement Cost
Green Coverage
Water Backup Coverage
Identity Theft/Fraud Coverage$25,000
Jewelry & Valuable Items Coverage
Loss of Use Coverage20%
Personal Property Coverage
Dwelling Coverage
Replacement of Contents Coverage
Other Structures Coverage
Extended Replacement Cost Coverage

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.