4.8out of 3,000+ reviews

Nationwide - Home Insurance

  • Personalized quotes in 5 minutes or less
  • No signup required

Last Updated February 1, 2022

Ratings

Insurify

Composite Score
88
What is this?
J.D. Power Ratings (2019)
RatingsState Average
875About average
Financial Ratings
Company NameRatings
A.M. BestA+
Standard & Poor'sA+
Moody'sA1

Discounts

The largest discounts from Nationwide are: Home Renovation Discount, Claims-Free Discount, New Home Discount

Discount TypeDiscount %
Home Renovation DiscountVaries
Claims-Free DiscountVaries
New Home DiscountVaries
Multi-Policy DiscountVaries
Roof DiscountVaries
Gated Community DiscountVaries
Prior Carrier DiscountVaries
Protective Devices DiscountVaries

Nationwide provides home insurance in the following states:

Company History

Sing it with us..."Nationwide is on your side...!"

Headquartered in Columbus, Ohio, Nationwide was founded in 1926. 

Nationwide is a mutual insurance company, meaning its policyholders function as its owners. While Nationwide specializes in personal auto insurance coverage and other property and casualty insurance policies, like motorcycle insurance, classic car insurance, and ATV insurance, it's far more than an auto insurance company. Nationwide also sells life insurance, homeowners insurance, and specialty coverages like travel insurance, dental insurance, and wedding insurance. As one can imagine, multi-policy discounts abound. 

Nationwide holds a J.D. Power and Associates overall customer satisfaction rating of 3 out of 5. Among the nation's top insurance providers, this is an average score. 

A.M. Best, a credit rating company that assesses the financial strength of insurance companies, gives Nationwide an "A+," denoting superior financial health and ability to pay out claims.

Contact Information

Headquarters address: One Nationwide Plaza, Columbus, OH 43215

Phone number: 1 (800) 882-2822

Nationwide Coverage Tiers

TypeAmount
Personal Liability Coverage
Contents Coverage
Water Backup Coverage
Flood Insurance
Identity Theft/Fraud Coverage
Jewelry & Valuable Items Coverage
Loss of Use Coverage
Roof Replacement
Replacement Cost Coverage20%
Earthquake Insurance
Credit Card Coverage
Personal Property Coverage
Dwelling Coverage
Other Structures Coverage
Ordinance or Law Insurance Coverage
Guest Medical Protection

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.