4.8out of 3,000+ reviews
Nationwide - Home Insurance
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Last Updated February 1, 2022
Ratings
Insurify
Composite Score
What is this?
J.D. Power Ratings (2019) ℹ
| Ratings | State Average |
|---|---|
| 875 | About average |
Financial Ratings
| Company Name | Ratings |
|---|---|
| A.M. Best | A+ |
| Standard & Poor's | A+ |
| Moody's | A1 |
Discounts
The largest discounts from Nationwide are: Home Renovation Discount, Claims-Free Discount, New Home Discount
| Discount Type | Discount % |
|---|---|
| Home Renovation Discount | Varies |
| Claims-Free Discount | Varies |
| New Home Discount | Varies |
| Multi-Policy Discount | Varies |
| Roof Discount | Varies |
| Gated Community Discount | Varies |
| Prior Carrier Discount | Varies |
| Protective Devices Discount | Varies |
Nationwide provides home insurance in the following states:
Company History
Sing it with us..."Nationwide is on your side...!"
Headquartered in Columbus, Ohio, Nationwide was founded in 1926.
Nationwide is a mutual insurance company, meaning its policyholders function as its owners. While Nationwide specializes in personal auto insurance coverage and other property and casualty insurance policies, like motorcycle insurance, classic car insurance, and ATV insurance, it's far more than an auto insurance company. Nationwide also sells life insurance, homeowners insurance, and specialty coverages like travel insurance, dental insurance, and wedding insurance. As one can imagine, multi-policy discounts abound.
Nationwide holds a J.D. Power and Associates overall customer satisfaction rating of 3 out of 5. Among the nation's top insurance providers, this is an average score.
A.M. Best, a credit rating company that assesses the financial strength of insurance companies, gives Nationwide an "A+," denoting superior financial health and ability to pay out claims.
Contact Information
Headquarters address: One Nationwide Plaza, Columbus, OH 43215
Phone number: 1 (800) 882-2822
Company Contact Information
Nationwide Coverage Tiers
| Type | Amount |
|---|---|
| Personal Liability Coverage | |
| Contents Coverage | |
| Water Backup Coverage | |
| Flood Insurance | |
| Identity Theft/Fraud Coverage | |
| Jewelry & Valuable Items Coverage | |
| Loss of Use Coverage | |
| Roof Replacement | |
| Replacement Cost Coverage | 20% |
| Earthquake Insurance | |
| Credit Card Coverage | |
| Personal Property Coverage | |
| Dwelling Coverage | |
| Other Structures Coverage | |
| Ordinance or Law Insurance Coverage | |
| Guest Medical Protection |
Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.