Chubb - Home Insurance

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4.8 Rating

2,700 Reviews

12 Million


Last Updated: January 2022



Composite Score
What is this?
J.D. Power Ratings (2019)
RatingsState Average
882Better than most
Financial Ratings
Company NameRatings
A.M. BestA++
Standard & Poor'sAA


The largest discounts from Chubb are: New Home Discount, Sprinkler Discount, Burglar Alarm Discount

Discount TypeDiscount %
New Home Discountup to 24%
Sprinkler Discountup to 10%
Burglar Alarm Discountup to 10%
Fire Alarm Discountup to 5%
Home Renovation Discountup to 17%
Payment Discountup to 2%
Roof Discountup to 17.5%
Storm Shutter Discountup to 30%
Windstorm Reduction Measuresup to 16%
Loyalty Discountup to 5%
Claims-Free Discountup to 10%
Superior Protection Discountup to 20%
Gated Community Discountup to 10%
Multi-Policy Discountup to 20%
Home Renovation Discountup to 17%
Fire-Resistive Construction Discountup to 15%
Approved Building Codesup to 20%

Chubb provides home insurance in the following states:

Company History

Chubb was founded in 1882 in New York City. Now the world's largest publicly traded P&C insurance company, Chubb provides commercial and personal property and casualty insurance (including auto insurance, boat insurance, and home insurance), personal accident and supplemental health insurance, reinsurance, and life insurance.

Chubb currently operates in 54 countries and territories and serves a diverse group of clients.

The Chubb group of insurance companies boast ratings of A++ from A.M. Best, a firm that assesses insurance companies' financial health and strength.

Chubb Coverage Tiers

Replacement Cost Coverage
Home Appraisal Service
Additional Living Expenses Coverage
Extended Replacement Cost Coverage
Cash Settlement


The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.