4.8out of 3,000+ reviews

Allstate - Home Insurance

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Last Updated February 1, 2022

Click here for our full review of Allstate home insurance quotes, discounts, and coverages.

Ratings

Insurify

Composite Score
89
What is this?
J.D. Power Ratings (2019)
RatingsState Average
868About average
Financial Ratings
Company NameRatings
A.M. BestA+
Standard & Poor'sAA-
FitchA+
Moody'sAa3

Discounts

The largest discounts from Allstate are: Retirees Discount, Multi-Policy Discount, AutoPay Discount

Discount TypeDiscount %
Retirees DiscountVaries
Multi-Policy Discountup to 25%
AutoPay Discountup to 5%
Loyalty Discountup to 10%
Claims-Free Discountup to 20%
Early Shopper Discountup to 10%
Home Buyer DiscountVaries
Protective Devices DiscountVaries

Allstate provides home insurance in the following states:

Company History

Known for their no-nonsense TV ads featuring actor Dennis Haysbert ("Are you in good hands?") or funnyman Dean Winters as the human embodiment of "Mayhem," Allstate is the largest publicly held insurer for personal property and casualty insurance in America with over $100 billion in total assets. It is among the largest car insurance companies in America.

The Allstate Corporation was founded in 1931 and holds its headquarters in Northbrook, Illinois, despite having regional corporate offices across the United States. 

Allstate Insurance Company currently insures approximately 16 million households, and specializes in auto, home, as well as life insurance services, and holds a J.D. Power and Associates customer satisfaction rating of 3 out of 5. Allstate has an A.M. Best Financial Strength rating of A+, denoting superior financial stability and ability to pay out claims.

Allstate Coverage Tiers

TypeAmount
Scheduled Personal Property
Liability Coverage
Water Backup Coverage
Flood Insurance
Identity Theft/Fraud Coverage
Jewelry & Valuable Items Coverage
Computer Coverage
Home Sharing Coverage
Personal Property Coverage
Property Coverage
Dwelling Coverage
Green Coverage
Personal Umbrella Coverage
Guest Medical Protection
Business Property Coverage

Allstate Reviews

5.0
5 Stars
100 %

Most Helpful Review

By Joe S
I have had home and auto insurance with Allstate and they are by far the best I've had in 20 years ! Agent is a huge part of that but the rates are competitive but most important is the coverages. Agent made sure I had the right coverages but advised my to lower coverages that didn't make sense. He explained insurance to me so I actually understood what I was paying for. Definitely worth being in Good Hands as they would say.

Latest Review

By Joe S
I have had home and auto insurance with Allstate and they are by far the best I've had in 20 years ! Agent is a huge part of that but the rates are competitive but most important is the coverages. Agent made sure I had the right coverages but advised my to lower coverages that didn't make sense. He explained insurance to me so I actually understood what I was paying for. Definitely worth being in Good Hands as they would say.

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Joe S
I have had home and auto insurance with Allstate and they are by far the best I've had in 20 years ! Agent is a huge part of that but the rates are competitive but most important is the coverages. Agent made sure I had the right coverages but advised my to lower coverages that didn't make sense. He explained insurance to me so I actually understood what I was paying for. Definitely worth being in Good Hands as they would say.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.