Insurify Composite Score
New York Life
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New York Life vs Transamerica Life Insurance
Compare quotes from 10+ companies in one place
Last Updated: January 2022
User Ratings
| Options | New York Life  | Transamerica |
|---|---|---|
| Rating/Reviews | 1 review | 1 review |
Financial Ratings
| Company Name | New York Life | Transamerica |
|---|---|---|
| A.M. Best | A++ | -- |
| Standard & Poor's | AA+ | -- |
| Fitch | AAA | -- |
| Moody's | Aaa | -- |
Term Life Insurance
| Policy Details | New York Life | Transamerica |
|---|---|---|
| Term Length | 10, 15, 20 Years | 10, 15, 20, 25, 30 Years |
| Guaranteed Level | Guaranteed | Guaranteed |
| Maximum Age | 60 Years | -- |
| Death Benefit Min | -- | $25,000 |
| Death Benefit Max | -- | $2,000,000 |
| Payment Interval | Monthly | -- |
| Riders | New York Life | Transamerica |
|---|---|---|
| Accidental Death Benefit |  | -- |
| Living/Accelerated Death Benefit | | |
| Disability | | -- |
| Child Protection | | -- |
| Long-Term Care | | -- |
| Spouse Protection | | -- |
Whole Life Insurance
| Policy Details | New York Life | Transamerica |
|---|---|---|
| Death Benefit Min | -- | $2,000 |
| Death Benefit Max | -- | $50,000 |
| Death Benefit Options | New York Life | Transamerica |
|---|---|---|
| Guaranteed Level | | |
| Dividend Options | New York Life | Transamerica |
|---|---|---|
| Participating | | -- |
| Premium Options | New York Life | Transamerica |
|---|---|---|
| Level Premiums | | |
| Riders | New York Life | Transamerica |
|---|---|---|
| Accidental Death Benefit | | -- |
| Living/Accelerated Death Benefit | | -- |
| Disability | | -- |
| Child Protection | | -- |
| Long-Term Care | | -- |
| Spouse Protection | | -- |
Universal Life Insurance
| Death Benefit Options | New York Life | Transamerica |
|---|---|---|
| Guaranteed Level | -- | |
| Premium Options | New York Life | Transamerica |
|---|---|---|
| Flexible Premiums | -- | |
Variable Universal Life Insurance
| Death Benefit Options | New York Life | Transamerica |
|---|---|---|
| Flexible | -- | |
| Premium Options | New York Life | Transamerica |
|---|---|---|
| Flexible Premiums | -- | |
Indexed Universal Life Insurance
| Death Benefit Options | New York Life | Transamerica |
|---|---|---|
| Flexible | -- | |
| Premium Options | New York Life | Transamerica |
|---|---|---|
| Flexible Premiums | -- | |
Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.
