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New York Life
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New York Life vs Prudential Life Insurance
Compare quotes from 10+ companies in one place
Last Updated February 1, 2022
Compare Life Insurance Companies
New York Life vs Prudential
New York Life vs PrudentialUser Ratings
| Options | New York Life  | Prudential |
|---|---|---|
| Rating/Reviews | 1 review | 1 review |
Financial Ratings
| Company Name | New York Life | Prudential |
|---|---|---|
| A.M. Best | A++ | A+ |
| Standard & Poor's | AA+ | AA- |
| Fitch | AAA | AA- |
| Moody's | Aaa | A1 |
Term Life Insurance
| Policy Details | New York Life | Prudential |
|---|---|---|
| Term Length | 10, 15, 20 Years | 10, 15, 20, 30 Years |
| Guaranteed Level | Guaranteed | Guaranteed |
| Maximum Age | 60 Years | 65 Years |
| Death Benefit Min | -- | $50,000 |
| Death Benefit Max | -- | $250,000 |
| Payment Interval | Monthly | Monthly |
| Riders | New York Life | Prudential |
|---|---|---|
| Accidental Death Benefit |  | |
| Living/Accelerated Death Benefit | | |
| Disability | | -- |
| Child Protection | | |
| Long-Term Care | | -- |
| Spouse Protection | | -- |
| Waiver of Premium | -- | |
Whole Life Insurance
| Death Benefit Options | New York Life | Prudential |
|---|---|---|
| Guaranteed Level | | -- |
| Dividend Options | New York Life | Prudential |
|---|---|---|
| Participating | | -- |
| Premium Options | New York Life | Prudential |
|---|---|---|
| Level Premiums | | -- |
| Riders | New York Life | Prudential |
|---|---|---|
| Accidental Death Benefit | | -- |
| Living/Accelerated Death Benefit | | -- |
| Disability | | -- |
| Child Protection | | -- |
| Long-Term Care | | -- |
| Spouse Protection | | -- |
Universal Life Insurance
| Policy Details | New York Life | Prudential |
|---|---|---|
| Minimum Interest Rate | -- | 2% |
| % Premium Fees | -- | 3% |
| Death Benefit Options | New York Life | Prudential |
|---|---|---|
| Flexible | -- | |
| Premium Options | New York Life | Prudential |
|---|---|---|
| Flexible Premiums | -- | |
| Riders | New York Life | Prudential |
|---|---|---|
| Accidental Death Benefit | -- | |
| Living/Accelerated Death Benefit | -- | |
| Policy Split Option | -- | |
| Guaranteed Minimum Cash Value | -- | |
| Child Protection | -- | |
| Disability | -- | |
| Benefit Access | -- | |
| Overloan Protection | -- | |
| Estate Protection | -- | |
Variable Universal Life Insurance
| Death Benefit Options | New York Life | Prudential |
|---|---|---|
| Flexible | -- | |
| Premium Options | New York Life | Prudential |
|---|---|---|
| Flexible Premiums | -- | |
Indexed Universal Life Insurance
| Policy Details | New York Life | Prudential |
|---|---|---|
| % Premium Fees | -- | 4% |
| Death Benefit Options | New York Life | Prudential |
|---|---|---|
| Flexible | -- | |
| Premium Options | New York Life | Prudential |
|---|---|---|
| Flexible Premiums | -- | |
| Riders | New York Life | Prudential |
|---|---|---|
| Accidental Death Benefit | -- | |
| Child Protection | -- | |
| Guaranteed Minimum Cash Value | -- | |
| Disability | -- | |
| Overloan Protection | -- | |
Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.