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Nationwide vs Transamerica Life Insurance
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Last Updated February 1, 2022
Compare Life Insurance Companies
Nationwide vs Transamerica
Nationwide vs TransamericaUser Ratings
| Options | Nationwide  | Transamerica |
|---|---|---|
| Rating/Reviews | -- | 1 review |
Financial Ratings
| Company Name | Nationwide | Transamerica |
|---|---|---|
| A.M. Best | A+ | -- |
| Standard & Poor's | A+ | -- |
| Moody's | A1 | -- |
Term Life Insurance
| Policy Details | Nationwide | Transamerica |
|---|---|---|
| Term Length | 10, 15, 20, 30 Years | 10, 15, 20, 25, 30 Years |
| Guaranteed Level | Guaranteed | Guaranteed |
| Death Benefit Min | -- | $25,000 |
| Death Benefit Max | -- | $2,000,000 |
| Payment Interval | Monthly | -- |
| Riders | Nationwide | Transamerica |
|---|---|---|
| Living/Accelerated Death Benefit |  | |
| Waiver of Premium | | -- |
| Child Protection | | -- |
| Spouse Protection | | -- |
Whole Life Insurance
| Policy Details | Nationwide | Transamerica |
|---|---|---|
| Maximum Age | 100 Years | -- |
| Death Benefit Min | $10,000 | $2,000 |
| Death Benefit Max | -- | $50,000 |
| Death Benefit Options | Nationwide | Transamerica |
|---|---|---|
| Guaranteed Level | | |
| Premium Options | Nationwide | Transamerica |
|---|---|---|
| Level Premiums | | |
| Riders | Nationwide | Transamerica |
|---|---|---|
| Accidental Death Benefit | | -- |
| Living/Accelerated Death Benefit | | -- |
| Waiver of Premium | | -- |
| Child Protection | | -- |
| Spouse Protection | | -- |
Universal Life Insurance
| Death Benefit Options | Nationwide | Transamerica |
|---|---|---|
| Flexible | | -- |
| Guaranteed Level | -- | |
| Premium Options | Nationwide | Transamerica |
|---|---|---|
| Flexible Premiums | | |
| Riders | Nationwide | Transamerica |
|---|---|---|
| Accidental Death Benefit | | -- |
| Living/Accelerated Death Benefit | | -- |
| Waiver of Premium | | -- |
| Additional Insured Term | | -- |
| Waiver of Monthly Deduction | | -- |
| Child Protection | | -- |
| Surrender Value Enhancement | | -- |
| Overloan Protection | | -- |
| Long-Term Care | | -- |
| Spouse Protection | | -- |
| Estate Protection | | -- |
Variable Universal Life Insurance
| Policy Details | Nationwide | Transamerica |
|---|---|---|
| Minimum Age | 18 Years | -- |
| Maximum Age | 85 Years | -- |
| Death Benefit Min | $100,000 | -- |
| Death Benefit Options | Nationwide | Transamerica |
|---|---|---|
| Flexible | | |
| Premium Options | Nationwide | Transamerica |
|---|---|---|
| Flexible Premiums | | |
| Riders | Nationwide | Transamerica |
|---|---|---|
| Accidental Death Benefit | | -- |
| Living/Accelerated Death Benefit | | -- |
| Waiver of Premium | | -- |
| Additional Insured Term | | -- |
| Waiver of Monthly Deduction | | -- |
| Adjusted Sales Load | | -- |
| Policy Split Option | | -- |
| Child Protection | | -- |
| Surrender Value Enhancement | | -- |
| Overloan Protection | | -- |
| Long-Term Care | | -- |
| Spouse Protection | | -- |
| Estate Protection | | -- |
Indexed Universal Life Insurance
| Policy Details | Nationwide | Transamerica |
|---|---|---|
| Minimum Age | 0 Years | -- |
| Maximum Age | 70 Years | -- |
| Death Benefit Min | $100,000 | -- |
| Minimum Interest Rate | 2% | -- |
| Death Benefit Options | Nationwide | Transamerica |
|---|---|---|
| Flexible | | |
| Premium Options | Nationwide | Transamerica |
|---|---|---|
| Flexible Premiums | | |
| Riders | Nationwide | Transamerica |
|---|---|---|
| Accidental Death Benefit | | -- |
| Living/Accelerated Death Benefit | | -- |
| Waiver of Premium | | -- |
| Additional Insured Term | | -- |
| Waiver of Monthly Deduction | | -- |
| Child Protection | | -- |
| Surrender Value Enhancement | | -- |
| Overloan Protection | | -- |
| Long-Term Care | | -- |
| Spouse Protection | | -- |
| Estate Protection | | -- |
Methodology
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.