Nationwide vs Transamerica Life Insurance

Compare quotes from 10+ companies in one place

Compare quotes

Personalized quotes in less than 2 minutes.

No signup required

Last Updated: January 2022

Ratings

Insurify Composite Score

Nationwide
93
What is this?

Insurify Composite Score

Transamerica
Not Rated
What is this?

Term Life Insurance

Policy DetailsNationwide Transamerica
Term Length10, 15, 20, 30 Years10, 15, 20, 25, 30 Years
Guaranteed LevelGuaranteedGuaranteed
Death Benefit Min--$25,000
Death Benefit Max--$2,000,000
Payment IntervalMonthly--

Whole Life Insurance

RidersNationwide Transamerica
Accidental Death BenefitYes--
Living/Accelerated Death BenefitYes--
Waiver of PremiumYes--
Child ProtectionYes--
Spouse ProtectionYes--

Universal Life Insurance

RidersNationwide Transamerica
Accidental Death BenefitYes--
Living/Accelerated Death BenefitYes--
Waiver of PremiumYes--
Additional Insured TermYes--
Waiver of Monthly DeductionYes--
Child ProtectionYes--
Surrender Value EnhancementYes--
Overloan ProtectionYes--
Long-Term CareYes--
Spouse ProtectionYes--
Estate ProtectionYes--

Variable Universal Life Insurance

RidersNationwide Transamerica
Accidental Death BenefitYes--
Living/Accelerated Death BenefitYes--
Waiver of PremiumYes--
Additional Insured TermYes--
Waiver of Monthly DeductionYes--
Adjusted Sales LoadYes--
Policy Split OptionYes--
Child ProtectionYes--
Surrender Value EnhancementYes--
Overloan ProtectionYes--
Long-Term CareYes--
Spouse ProtectionYes--
Estate ProtectionYes--

Indexed Universal Life Insurance

Policy DetailsNationwide Transamerica
Minimum Age0 Years--
Maximum Age70 Years--
Death Benefit Min$100,000--
Minimum Interest Rate2%--
RidersNationwide Transamerica
Accidental Death BenefitYes--
Living/Accelerated Death BenefitYes--
Waiver of PremiumYes--
Additional Insured TermYes--
Waiver of Monthly DeductionYes--
Child ProtectionYes--
Surrender Value EnhancementYes--
Overloan ProtectionYes--
Long-Term CareYes--
Spouse ProtectionYes--
Estate ProtectionYes--

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.