MetLife vs Prudential Life Insurance

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Ratings

Insurify Composite Score

MetLife
82
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Insurify Composite Score

Prudential
83
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Financial Ratings
Company NameMetLife Prudential
A.M. BestA+A+
Standard & Poor'sAA-AA-
FitchAA-AA-
Moody'sAa3A1

Term Life Insurance

Policy DetailsMetLife Prudential
Term Length10, 15, 20, 30 Years10, 15, 20, 30 Years
Guaranteed LevelGuaranteedGuaranteed
Maximum Age--65 Years
Death Benefit Min--$50,000
Death Benefit Max--$250,000
Payment Interval--Monthly
RidersMetLife Prudential
Accidental Death Benefit--Yes
Living/Accelerated Death Benefit--Yes
Waiver of Premium--Yes
Child Protection--Yes

Whole Life Insurance

Universal Life Insurance

RidersMetLife Prudential
Accidental Death Benefit--Yes
Living/Accelerated Death Benefit--Yes
Policy Split Option--Yes
Guaranteed Minimum Cash Value--Yes
Child Protection--Yes
Disability--Yes
Benefit Access--Yes
Overloan Protection--Yes
Estate Protection--Yes

Variable Universal Life Insurance

Indexed Universal Life Insurance

RidersMetLife Prudential
Accidental Death Benefit--Yes
Child Protection--Yes
Guaranteed Minimum Cash Value--Yes
Disability--Yes
Overloan Protection--Yes