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Basics & Ratings | MassMutual | Prudential |
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J.D. Power Rating | 787 | 777 |
A.M. Best | A++ | A+ |
Policy Details | MassMutual | Prudential |
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Term Length | 10, 20 Years | 10, 15, 20, 30 Years |
Guaranteed Level | Guaranteed | Guaranteed |
Maximum Age | 65 Years | |
Death Benefit Min | $50,000 | |
Death Benefit Max | $250,000 | |
Payment Interval | Monthly | Monthly |
Riders | MassMutual | Prudential |
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Child Protection |
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Living/Accelerated Death Benefit |
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Waiver of Premium |
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Accidental Death Benefit |
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Death Benefit Options | MassMutual | Prudential |
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Guaranteed Level |
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Dividend Options | MassMutual | Prudential |
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Participating |
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Premium Options | MassMutual | Prudential |
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Level Premiums |
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Policy Details | MassMutual | Prudential |
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Minimum Interest Rate | 2% | |
% Premium Fees | 2% |
Death Benefit Options | MassMutual | Prudential |
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Flexible |
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Premium Options | MassMutual | Prudential |
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Flexible Premiums |
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Riders | MassMutual | Prudential |
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Policy Split Option |
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Guaranteed Minimum Cash Value |
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Disability |
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Overloan Protection |
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Child Protection |
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Living/Accelerated Death Benefit |
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Estate Protection |
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Benefit Access |
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Accidental Death Benefit |
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Policy Details | MassMutual | Prudential |
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Minimum Interest Rate | 1% | |
% Premium Fees | 6% | |
Up Front Fees | $2 | |
Annual Fees | $120 |
Death Benefit Options | MassMutual | Prudential |
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Flexible |
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Option A-Level |
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Premium Options | MassMutual | Prudential |
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Flexible Premiums |
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Riders | MassMutual | Prudential |
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Waiver of Monthly Deduction |
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Other Insured Term |
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Disability |
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Living/Accelerated Death Benefit |
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Change of Insured |
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Guaranteed Insurability |
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Waiver of Premium |
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Policy Details | MassMutual | Prudential |
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% Premium Fees | 4% |
Death Benefit Options | MassMutual | Prudential |
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Flexible |
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Option A-Level |
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Premium Options | MassMutual | Prudential |
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Flexible Premiums |
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Riders | MassMutual | Prudential |
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Guaranteed Minimum Cash Value |
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Disability |
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Overloan Protection |
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Child Protection |
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Accidental Death Benefit |
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