John Hancock vs Prudential Life Insurance

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Ratings

Insurify Composite Score John Hancock
VS Prudential

Insurify Composite ScorePrudential

Financial Ratings

Company Name	John Hancock	Prudential
Fitch	--	AA-
Standard & Poor's	--	AA-
A.M. Best	--	A+
Moody's	--	A1

Term Life Insurance

Policy Details	John Hancock	Prudential
Term Length	10, 15, 20 Years	10, 15, 20, 30 Years
Guaranteed Level	Guaranteed	Guaranteed
Maximum Age	--	65 Years
Death Benefit Min	$100,000	$50,000
Death Benefit Max	$1,000,000	$250,000
Payment Interval	Monthly	Monthly

Riders	John Hancock	Prudential
Child Protection	--
Living/Accelerated Death Benefit	--
Waiver of Premium	--
Accidental Death Benefit	--

Universal Life Insurance

Policy Details	John Hancock	Prudential
Minimum Interest Rate	--	2%
% Premium Fees	--	2%

Death Benefit Options	John Hancock	Prudential
Flexible

Premium Options	John Hancock	Prudential
Flexible Premiums

Riders	John Hancock	Prudential
Policy Split Option	--
Guaranteed Minimum Cash Value	--
Disability	--
Overloan Protection	--
Child Protection	--
Living/Accelerated Death Benefit	--
Estate Protection	--
Benefit Access	--
Accidental Death Benefit	--

Variable Universal Life Insurance

Death Benefit Options	John Hancock	Prudential
Flexible

Premium Options	John Hancock	Prudential
Flexible Premiums

Indexed Universal Life Insurance

Policy Details	John Hancock	Prudential
% Premium Fees	--	4%

Death Benefit Options	John Hancock	Prudential
Flexible

Premium Options	John Hancock	Prudential
Flexible Premiums

Riders	John Hancock	Prudential
Guaranteed Minimum Cash Value	--
Disability	--
Overloan Protection	--
Child Protection	--
Accidental Death Benefit	--

User Reviews

John Hancock Reviews
Prudential Reviews