Ratings
User Ratings
| Options | Ameriprise | MetLife |
|---|---|---|
| Rating/Reviews |
27 reviews
|
175 reviews
|
Mobile App Ratings
| Brand | Ameriprise | MetLife |
|---|---|---|
| Android |
316 reviews
|
1,187 reviews
|
| iOS |
14 reviews
|
224 reviews
|
Quotes & Discounts
| State | Ameriprise | MetLife |
|---|---|---|
| Alabama |
--
|
$27/mo |
| Arizona |
--
|
$30/mo |
| Arkansas |
--
|
$40/mo |
| Colorado |
--
|
$24/mo |
| Connecticut |
--
|
$36/mo |
| Georgia |
--
|
$26/mo |
| Idaho |
--
|
$20/mo |
| Illinois |
--
|
$25/mo |
| Indiana |
--
|
$31/mo |
| Iowa |
--
|
$22/mo |
| Kentucky |
--
|
$30/mo |
| Maryland |
--
|
$35/mo |
| Minnesota |
--
|
$68/mo |
| Missouri |
--
|
$30/mo |
| Nebraska |
--
|
$42/mo |
| New Mexico |
--
|
$26/mo |
| Ohio |
--
|
$27/mo |
| Oklahoma |
--
|
$23/mo |
| Oregon |
--
|
$26/mo |
| South Carolina |
--
|
$39/mo |
| South Dakota |
--
|
$24/mo |
| Tennessee |
--
|
$19/mo |
| Texas |
--
|
$28/mo |
| Utah |
--
|
$22/mo |
| Virginia |
--
|
$32/mo |
| Wisconsin |
--
|
$33/mo |
| Wyoming |
--
|
$22/mo |
| Discount Type | Ameriprise | MetLife |
|---|---|---|
| Deductible discount |
--
|
Varies |
| Multiple Policy Discount |
Varies
|
up to 10% |
| Anti-Theft Device Discount |
Varies
|
up to 10% |
| Organization Discount |
--
|
up to 10% |
| Seat Belt Use Discount |
Varies
|
-- |
| Provider Switch Discount |
Varies
|
-- |
| Accident Forgiveness |
Varies
|
-- |
| Passive Restraint Discount |
Varies
|
up to 40% |
| Defensive Driver Discount |
Varies
|
up to 7% |
| Garaging Discount |
Varies
|
-- |
| Accident (Merit) Rating |
Varies
|
-- |
| TeenSmart Discount |
--
|
up to 7% |
| Accident Free Discount |
Varies
|
-- |
| Anti-lock Brake Discount |
Varies
|
up to 5% |
| Multiple Vehicle Discount |
Varies
|
-- |
| Good Student Discount |
Varies
|
up to 15% |
| Good Driver Discount |
Varies
|
up to 15% |
| Loyalty Discount |
Varies
|
-- |
| New Graduate Discount |
Varies
|
-- |
| Daytime Running Lights Discount |
Varies
|
-- |
| Student Away at School Discount |
Varies
|
up to 10% |
Payment Methods
| Payment Type | Ameriprise | MetLife |
|---|---|---|
| Multi-Payment Installment Plans |
|
|
| Phone Payment |
--
|
|
| Bank Payment/Direct Deposit |
|
--
|
| Prepayment |
|
--
|
| Online Payment |
|
|
| Debit Card Payments |
|
|
| Mobile App Payments |
|
--
|
| Mail Payment |
|
|
| Electronic Check |
|
--
|
| Automatic Online Payment |
|
|
| Credit Card Payment |
|
|
Feature and Services
| Features and Services | Ameriprise | MetLife |
|---|---|---|
| Flexible / convenient payments |
|
--
|
| Mobile app |
|
|
| Accident forgiveness |
|
--
|
| 24/7 service |
|
|
| Online account management |
|
|
| Roadside assistance |
|
|
Optional Coverages
| Coverage Type | Ameriprise | MetLife |
|---|---|---|
| Legal Defense Costs Coverage |
--
|
|
| Emergency Assistance Coverage |
|
--
|
| Rental Reimbursement |
|
|
| Electronic Key & Lock Replacement |
|
--
|
| Gap Insurance |
|
|
| Accident Forgiveness |
|
--
|
| Roadside Assistance |
|
|
| New Car Replacement Coverage |
|
--
|
| Glass Coverage |
|
|
| Umbrella Policy |
|
--
|
Insurance by State
- Ameriprise
- MetLife
- Both
Uber and Lyft driver insurance:
- Ameriprise
- MetLife
- Both
SR-22 Insurance by State
- Ameriprise
- MetLife
- Both
Compare Insurance Products
| Product | Ameriprise | MetLife |
|---|---|---|
 ATV Insurance |
|
--
|
 Accident Insurance |
--
|
|
 Boat Insurance |
|
|
 Cancer Insurance |
--
|
|
 Car Insurance |
|
|
 Classic Car Insurance |
|
--
|
 Condo Insurance |
|
|
 Critical Illness Insurance |
--
|
|
 Dental Insurance |
--
|
|
 Disability Insurance |
--
|
|
 Dwelling Fire Insurance |
--
|
|
 Flood Insurance |
|
--
|
 Home Insurance |
|
|
 Hospital Indemnity Insurance |
--
|
|
 Life Insurance |
--
|
|
 Motorcycle Insurance |
|
--
|
 RV Insurance |
|
|
 Renters Insurance |
|
|
 Small Business Insurance |
--
|
|
 Umbrella Insurance |
|
--
|
 Vision Insurance |
--
|
|
User Reviews
Most Positive Review
Value
Most Critical Review
January 28, 2018
Had Ameriprise for many years with no claims. Scraped the right front fender pulling into the garage resulting in a claim and insurance rates went from $2,100 every 6 months to $3,300 every 6 months. Only claim ever.i could have just paid for the repairs several times over for that increase.
Most Positive Review
October 16, 2014
I cannot say enough about how happy I am with your service. My agent was superb and got me a one year policy at a fixed low price so I no longer have to watch for payment increases that always happened with the other companies I have used in the past. I know I have a true advocate who's efforts are on MY behalf! I am a customer for life and always recommend you to friends and aquanitences.
Most Critical Review
April 13, 2015
MetLife provides a great value if you measure a company only by their premiums. Unfortunately, after setting up a home, auto, and umbrella policy with them, they failed to START my home and auto policy. My umbrella policy, however, went through. A month after I started my policies, I received a notice saying that my umbrella policy was being cancelled since I didn't have home or auto through them. Fortunately I had not yet cancelled my existing insurance since I was waiting for ID cards from MetLife which never arrived, otherwise I would have ended up being uninsured during this time. I called MetLife to discuss the situation. My call was answered quickly by a friendly representative. She could see that these policies existed, but she couldn't determine anything beyond that. She offered to transfer me to sales where I could then set up another policy. I refused her offer as 1) I went through an excellent agent at Answer and I wanted him to get credit for the policy, and 2) I felt that any additional time spent with MetLife was a waste. If they can't figure out how to start a policy, I have absolutely zero faith in them to be able to pay me in the event of a claim. Unfortunately, my employer uses MetLife for dental insurance. They have a tendency to deny claims, and I've encountered that first hand. I complained about this to my dentist once, and I learned that this is par for the course. At the end of the day, I believe I dodged a bullet. If a company can't determine whether or not you have a policy with them when , why should I expect them to be able to pay out if the need arises? Stay away from the train wreck that is MetLife.
June 15, 2018