Ratings
User Ratings
| Options | Ameriprise | MetLife |
|---|---|---|
| Rating/Reviews |
28 reviews
|
259 reviews
|
Mobile App Ratings
| Brand | Ameriprise | MetLife |
|---|---|---|
| Android |
316 reviews
|
1,187 reviews
|
| iOS |
14 reviews
|
224 reviews
|
Quotes & Discounts
| State | Ameriprise | MetLife |
|---|---|---|
| Alabama |
--
|
$27/mo |
| Arizona |
--
|
$30/mo |
| Arkansas |
--
|
$40/mo |
| Colorado |
--
|
$24/mo |
| Connecticut |
--
|
$36/mo |
| Georgia |
--
|
$26/mo |
| Idaho |
--
|
$20/mo |
| Illinois |
--
|
$25/mo |
| Indiana |
--
|
$31/mo |
| Iowa |
--
|
$22/mo |
| Kentucky |
--
|
$30/mo |
| Maryland |
--
|
$35/mo |
| Minnesota |
--
|
$68/mo |
| Missouri |
--
|
$30/mo |
| Nebraska |
--
|
$42/mo |
| New Mexico |
--
|
$26/mo |
| Ohio |
--
|
$27/mo |
| Oklahoma |
--
|
$23/mo |
| Oregon |
--
|
$26/mo |
| South Carolina |
--
|
$39/mo |
| South Dakota |
--
|
$24/mo |
| Tennessee |
--
|
$19/mo |
| Texas |
--
|
$28/mo |
| Utah |
--
|
$22/mo |
| Virginia |
--
|
$32/mo |
| Wisconsin |
--
|
$33/mo |
| Wyoming |
--
|
$22/mo |
| Discount Type | Ameriprise | MetLife |
|---|---|---|
| teenSMART Discount |
--
|
up to 7% |
| Daytime Running Lights Discount |
Varies
|
-- |
| Good Student Discount |
Varies
|
up to 15% |
| Seat Belt Use Discount |
Varies
|
-- |
| Accident Forgiveness |
Varies
|
-- |
| Anti-Theft Device Discount |
Varies
|
up to 10% |
| Anti-lock Brake Discount |
Varies
|
up to 5% |
| Deductible discount |
--
|
Varies |
| Defensive Driver Discount |
Varies
|
up to 7% |
| Organization Discount |
--
|
up to 10% |
| Accident (Merit) Rating |
Varies
|
-- |
| Provider Switch Discount |
Varies
|
-- |
| Multiple Vehicle Discount |
Varies
|
Varies |
| Passive Restraint Discount |
Varies
|
up to 40% |
| Garaging Discount |
Varies
|
-- |
| Student Away at School Discount |
Varies
|
up to 10% |
| Good Driver Discount |
Varies
|
up to 15% |
| Loyalty Discount |
Varies
|
Varies |
| Claims Free Renewal Discount |
--
|
up to 20% |
| New Graduate Discount |
Varies
|
-- |
| Accident Free Discount |
Varies
|
-- |
| Multiple Policy Discount |
Varies
|
up to 10% |
Payment Methods
| Payment Type | Ameriprise | MetLife |
|---|---|---|
| Prepayment |
|
--
|
| Online Payment |
|
|
| Mobile App Payments |
|
--
|
| Phone Payment |
--
|
|
| Automatic Online Payment |
|
|
| Bank Payment/Direct Deposit |
|
--
|
| Electronic Check |
|
--
|
| Payroll Deduction |
--
|
|
| Credit Card Payment |
|
|
| Mail Payment |
|
|
| Debit Card Payments |
|
|
| Multi-Payment Installment Plans |
|
|
Feature and Services
| Features and Services | Ameriprise | MetLife |
|---|---|---|
| 24/7 service |
|
|
| Enhanced towing & substitute coverage |
|
--
|
| Flexible / convenient payments |
|
|
| Policy bundling discounts |
--
|
|
| Roadside assistance |
|
|
| Accident forgiveness |
|
--
|
| Online account management |
|
|
| Mobile app |
|
|
Optional Coverages
| Coverage Type | Ameriprise | MetLife |
|---|---|---|
| Rental Reimbursement |
|
|
| Accident Forgiveness |
|
--
|
| Legal Defense Costs Coverage |
--
|
|
| Umbrella Policy |
|
--
|
| Electronic Key & Lock Replacement |
|
--
|
| Accidental Death, Dismemberment, Disability |
|
--
|
| Emergency Assistance Coverage |
|
--
|
| New Car Replacement Coverage |
|
|
| Gap Insurance |
|
|
| Glass Coverage |
|
|
| Roadside Assistance |
|
|
| Original Equipment Manufacturer Coverage |
--
|
|
Insurance by State
- Ameriprise
- MetLife
- Both
Uber and Lyft driver insurance:
- Ameriprise
- MetLife
- Both
SR-22 Insurance by State
- Ameriprise
- MetLife
- Both
Compare Insurance Products
| Product | Ameriprise | MetLife |
|---|---|---|
 ATV Insurance |
|
--
|
 Accident Insurance |
--
|
|
 Boat Insurance |
|
|
 Cancer Insurance |
--
|
|
 Car Insurance |
|
|
 Classic Car Insurance |
|
--
|
 Condo Insurance |
|
|
 Critical Illness Insurance |
--
|
|
 Dental Insurance |
--
|
|
 Disability Insurance |
--
|
|
 Dwelling Fire Insurance |
--
|
|
 Flood Insurance |
|
--
|
 Home Insurance |
|
|
 Hospital Indemnity Insurance |
--
|
|
 Life Insurance |
--
|
|
 Motorcycle Insurance |
|
--
|
 RV Insurance |
|
|
 Renters Insurance |
|
|
 Small Business Insurance |
--
|
|
 Umbrella Insurance |
|
--
|
 Vision Insurance |
--
|
|
User Reviews
Most Positive Review
Value
Most Critical Review
January 28, 2018
Had Ameriprise for many years with no claims. Scraped the right front fender pulling into the garage resulting in a claim and insurance rates went from $2,100 every 6 months to $3,300 every 6 months. Only claim ever.i could have just paid for the repairs several times over for that increase.
Most Positive Review
October 16, 2014
I cannot say enough about how happy I am with your service. My agent was superb and got me a one year policy at a fixed low price so I no longer have to watch for payment increases that always happened with the other companies I have used in the past. I know I have a true advocate who's efforts are on MY behalf! I am a customer for life and always recommend you to friends and aquanitences.
Most Critical Review
April 13, 2015
MetLife provides a great value if you measure a company only by their premiums. Unfortunately, after setting up a home, auto, and umbrella policy with them, they failed to START my home and auto policy. My umbrella policy, however, went through. A month after I started my policies, I received a notice saying that my umbrella policy was being cancelled since I didn't have home or auto through them. Fortunately I had not yet cancelled my existing insurance since I was waiting for ID cards from MetLife which never arrived, otherwise I would have ended up being uninsured during this time. I called MetLife to discuss the situation. My call was answered quickly by a friendly representative. She could see that these policies existed, but she couldn't determine anything beyond that. She offered to transfer me to sales where I could then set up another policy. I refused her offer as 1) I went through an excellent agent at Answer and I wanted him to get credit for the policy, and 2) I felt that any additional time spent with MetLife was a waste. If they can't figure out how to start a policy, I have absolutely zero faith in them to be able to pay me in the event of a claim. Unfortunately, my employer uses MetLife for dental insurance. They have a tendency to deny claims, and I've encountered that first hand. I complained about this to my dentist once, and I learned that this is par for the course. At the end of the day, I believe I dodged a bullet. If a company can't determine whether or not you have a policy with them when , why should I expect them to be able to pay out if the need arises? Stay away from the train wreck that is MetLife.
June 15, 2018