Ratings
User Ratings
| Options | Ameriprise | MetLife |
|---|---|---|
| Rating/Reviews |
40 reviews
|
357 reviews
|
Mobile App Ratings
| Brand | Ameriprise | MetLife |
|---|---|---|
| iOS |
14 reviews
|
224 reviews
|
| Android |
316 reviews
|
1,187 reviews
|
Auto Insurance Quotes
For Married Drivers
| City | Ameriprise | MetLife |
|---|---|---|
| Austin | -- | $81 |
| Chicago | -- | $96 |
| Phoenix | -- | $65 |
| Los Angeles | -- | $118 |
For Single Drivers
| City | Ameriprise | MetLife |
|---|---|---|
| Austin | -- | $114 |
| Chicago | -- | $133 |
| Phoenix | -- | $102 |
| Los Angeles | -- | $204 |
For Male Drivers
| City | Ameriprise | MetLife |
|---|---|---|
| Austin | -- | $106 |
| Chicago | -- | $119 |
| Phoenix | -- | $88 |
| Los Angeles | -- | $193 |
For Female Drivers
| City | Ameriprise | MetLife |
|---|---|---|
| Austin | -- | $89 |
| Chicago | -- | $109 |
| Phoenix | -- | $78 |
| Los Angeles | -- | $130 |
For Drivers with a Speeding Ticket
| City | Ameriprise | MetLife |
|---|---|---|
| Austin | -- | $150 |
| Chicago | -- | $182 |
| Phoenix | -- | $149 |
| Los Angeles | -- | $376 |
For Drivers with No Speeding Ticket
| City | Ameriprise | MetLife |
|---|---|---|
| Austin | -- | $86 |
| Chicago | -- | $100 |
| Phoenix | -- | $69 |
| Los Angeles | -- | $116 |
For Drivers Age Between 18-40
| City | Ameriprise | MetLife |
|---|---|---|
| Austin | -- | $122 |
| Chicago | -- | $136 |
| Phoenix | -- | $105 |
| Los Angeles | -- | $224 |
For Drivers Age Between 40-65
| City | Ameriprise | MetLife |
|---|---|---|
| Austin | -- | $75 |
| Chicago | -- | $89 |
| Phoenix | -- | $61 |
| Los Angeles | -- | $116 |
For Drivers Age of 65+
| City | Ameriprise | MetLife |
|---|---|---|
| Austin | -- | $90 |
| Chicago | -- | $125 |
| Phoenix | -- | $86 |
| Los Angeles | -- | $95 |
For Drivers with Average Credit
| City | Ameriprise | MetLife |
|---|---|---|
| Austin | -- | $112 |
| Chicago | -- | $130 |
| Phoenix | -- | $99 |
| Los Angeles | -- | $147 |
For Drivers with Fair Credit
| City | Ameriprise | MetLife |
|---|---|---|
| Austin | -- | $106 |
| Chicago | -- | $114 |
| Phoenix | -- | $75 |
| Los Angeles | -- | $130 |
For Drivers with Good Credit
| City | Ameriprise | MetLife |
|---|---|---|
| Austin | -- | $74 |
| Chicago | -- | $96 |
| Phoenix | -- | $68 |
| Los Angeles | -- | $126 |
For Drivers with Excellent Credit
| City | Ameriprise | MetLife |
|---|---|---|
| Austin | -- | $98 |
| Chicago | -- | $117 |
| Phoenix | -- | $92 |
| Los Angeles | -- | $243 |
Quotes & Discounts
| State | Ameriprise | MetLife |
|---|---|---|
| Alabama |
--
|
$27/mo |
| Arizona |
--
|
$30/mo |
| Arkansas |
--
|
$40/mo |
| Colorado |
--
|
$24/mo |
| Connecticut |
--
|
$36/mo |
| Georgia |
--
|
$26/mo |
| Idaho |
--
|
$20/mo |
| Illinois |
--
|
$25/mo |
| Indiana |
--
|
$31/mo |
| Iowa |
--
|
$22/mo |
| Kentucky |
--
|
$30/mo |
| Maryland |
--
|
$35/mo |
| Minnesota |
--
|
$68/mo |
| Missouri |
--
|
$30/mo |
| Nebraska |
--
|
$42/mo |
| New Mexico |
--
|
$26/mo |
| Ohio |
--
|
$27/mo |
| Oklahoma |
--
|
$23/mo |
| Oregon |
--
|
$26/mo |
| South Carolina |
--
|
$39/mo |
| South Dakota |
--
|
$24/mo |
| Tennessee |
--
|
$19/mo |
| Texas |
--
|
$28/mo |
| Utah |
--
|
$22/mo |
| Virginia |
--
|
$32/mo |
| Wisconsin |
--
|
$33/mo |
| Wyoming |
--
|
$22/mo |
| Discount Type | Ameriprise | MetLife |
|---|---|---|
| Good Student Discount |
Varies
|
up to 15% |
| Seat Belt Use Discount |
Varies
|
-- |
| Provider Switch Discount |
Varies
|
-- |
| Daytime Running Lights Discount |
Varies
|
-- |
| Multiple Policy Discount |
Varies
|
up to 10% |
| Loyalty Discount |
Varies
|
Varies |
| Multiple Vehicle Discount |
Varies
|
Varies |
| New Graduate Discount |
Varies
|
-- |
| Student Away at School Discount |
Varies
|
up to 10% |
| Good Driver Discount |
Varies
|
up to 15% |
| Garaging Discount |
Varies
|
-- |
| Anti-Theft Device Discount |
Varies
|
up to 10% |
| Anti-lock Brake Discount |
Varies
|
up to 5% |
| Passive Restraint Discount |
Varies
|
up to 40% |
| Defensive Driver Discount |
Varies
|
up to 7% |
| Accident Free Discount |
Varies
|
-- |
| Accident (Merit) Rating |
Varies
|
-- |
| Accident Forgiveness |
Varies
|
-- |
| Claims Free Renewal Discount |
--
|
up to 20% |
| Organization Discount |
--
|
up to 10% |
| teenSMART Discount |
--
|
up to 7% |
| Deductible discount |
--
|
Varies |
Payment Methods
| Payment Type | Ameriprise | MetLife |
|---|---|---|
| Prepayment |
|
--
|
| Credit Card Payment |
|
|
| Debit Card Payments |
|
|
| Mail Payment |
|
|
| Bank Payment/Direct Deposit |
|
--
|
| Automatic Online Payment |
|
|
| Online Payment |
|
|
| Mobile App Payments |
|
--
|
| Electronic Check |
|
--
|
| Multi-Payment Installment Plans |
|
|
| Phone Payment |
--
|
|
| Payroll Deduction |
--
|
|
Feature and Services
| Features and Services | Ameriprise | MetLife |
|---|---|---|
| Online account management |
|
|
| Mobile app |
|
|
| Accident forgiveness |
|
--
|
| 24/7 service |
|
|
| Roadside assistance |
|
|
| Flexible / convenient payments |
|
|
| Enhanced towing & substitute coverage |
|
--
|
| Policy bundling discounts |
--
|
|
Optional Coverages
| Coverage Type | Ameriprise | MetLife |
|---|---|---|
| Roadside Assistance |
|
|
| Rental Reimbursement |
|
|
| Gap Insurance |
|
|
| New Car Replacement Coverage |
|
|
| Accident Forgiveness |
|
--
|
| Glass Coverage |
|
|
| Electronic Key & Lock Replacement |
|
--
|
| Emergency Assistance Coverage |
|
--
|
| Umbrella Policy |
|
--
|
| Accidental Death, Dismemberment, Disability |
|
--
|
| Legal Defense Costs Coverage |
--
|
|
| Original Equipment Manufacturer Coverage |
--
|
|
Insurance by State
- Ameriprise
- MetLife
- Both
Uber and Lyft driver insurance:
- Ameriprise
- MetLife
- Both
SR-22 Insurance by State
- Ameriprise
- MetLife
- Both
Compare Insurance Products
| Product | Ameriprise | MetLife |
|---|---|---|
 ATV Insurance |
|
--
|
 Accident Insurance |
--
|
|
 Boat Insurance |
|
|
 Cancer Insurance |
--
|
|
 Car Insurance |
|
|
 Classic Car Insurance |
|
--
|
 Condo Insurance |
|
|
 Critical Illness Insurance |
--
|
|
 Dental Insurance |
--
|
|
 Disability Insurance |
--
|
|
 Dwelling Fire Insurance |
--
|
|
 Flood Insurance |
|
--
|
 Home Insurance |
|
|
 Hospital Indemnity Insurance |
--
|
|
 Life Insurance |
--
|
|
 Motorcycle Insurance |
|
--
|
 RV Insurance |
|
|
 Renters Insurance |
|
|
 Small Business Insurance |
--
|
|
 Umbrella Insurance |
|
--
|
 Vision Insurance |
--
|
|
User Reviews
Most Positive Review
Value
Most Critical Review
January 28, 2018
Had Ameriprise for many years with no claims. Scraped the right front fender pulling into the garage resulting in a claim and insurance rates went from $2,100 every 6 months to $3,300 every 6 months. Only claim ever.i could have just paid for the repairs several times over for that increase.
Most Positive Review
October 16, 2014
I cannot say enough about how happy I am with your service. My agent was superb and got me a one year policy at a fixed low price so I no longer have to watch for payment increases that always happened with the other companies I have used in the past. I know I have a true advocate who's efforts are on MY behalf! I am a customer for life and always recommend you to friends and aquanitences.
Most Critical Review
April 13, 2015
MetLife provides a great value if you measure a company only by their premiums. Unfortunately, after setting up a home, auto, and umbrella policy with them, they failed to START my home and auto policy. My umbrella policy, however, went through. A month after I started my policies, I received a notice saying that my umbrella policy was being cancelled since I didn't have home or auto through them. Fortunately I had not yet cancelled my existing insurance since I was waiting for ID cards from MetLife which never arrived, otherwise I would have ended up being uninsured during this time. I called MetLife to discuss the situation. My call was answered quickly by a friendly representative. She could see that these policies existed, but she couldn't determine anything beyond that. She offered to transfer me to sales where I could then set up another policy. I refused her offer as 1) I went through an excellent agent at Answer and I wanted him to get credit for the policy, and 2) I felt that any additional time spent with MetLife was a waste. If they can't figure out how to start a policy, I have absolutely zero faith in them to be able to pay me in the event of a claim. Unfortunately, my employer uses MetLife for dental insurance. They have a tendency to deny claims, and I've encountered that first hand. I complained about this to my dentist once, and I learned that this is par for the course. At the end of the day, I believe I dodged a bullet. If a company can't determine whether or not you have a policy with them when , why should I expect them to be able to pay out if the need arises? Stay away from the train wreck that is MetLife.
June 15, 2018