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Cheap Auto Insurance Quotes in Auburn, ME (January 2022)

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Last Updated: January 2022
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Car Insurance in Auburn, ME

The average cost of Maine car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Auburn, ME to find you the cheapest quotes in the area.
$33
$51
$70
$78
$94
ProgressiveGEICOAllstateTravelersState Farm

Cheapest Car Insurance in Auburn, ME

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$98
$87
$147
$85
$84
$85
MainePortlandLewistonBangorSouth PortlandAuburn
Click here to learn about car insurance quotes and save on your current policy.

Auburn, ME Driving Facts

maine

Minimum Car Insurance Requirements in ME

The state of Maine requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum bodily injury liability insurance requirements in Maine are:

  • $50,000 bodily injury liability per person
  • $100,000 bodily injury liability per accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits Maine state law requires are $50,000 for the injury or death of a single person involved in a car accident and $100,000 for the injury or death of multiple persons. Insurance providers list this coverage at 50/100, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $100,000 are your responsibility.

The minimum property damage liability insurance requirements in Maine are:

  • $25,000 property damage liability per accident

Property damage liability coverage pays for any property that you damage in an accident. The state of Maine requires $25,000 for the minimum. You’ll see the collective state minimum listed at 50/100/25. The 25 refers to the property damage liability. Once again, any damages above the $25,000 are your responsibility.

What happens if someone hits you, and they do not have insurance or enough insurance to pay for your damages? Consider that the Insurance Information Institute reports 4.5 percent or just under one out of twenty Maine drivers has no insurance. That’s why the state requires minimum uninsured motorist coverage and underinsured motorist coverage at:

  • $50,000 per person
  • $100,000 per accident

Uninsured motorist bodily injury pays your medical expenses if you’re injured by a hit-and-run driver or one who has no insurance.

Underinsured motorist bodily injury pays your medical expenses if you’re hit by someone who does not have high enough policy limits to cover your costs.

Medical Payments coverage, or Med Pay, covers you and your passengers’ medical expenses regardless of fault. The state minimum requirement for this coverage:

  • $2,000 per person per accident

Find local Auburn agents

United Insurance-Auburn
31 Court St Fl 2, Auburn, ME 04210-5903
Varney Agency|Ins & Bonding-Auburn
223 Center St , Auburn, ME 04210-6167
Met Life Auto & Home Insurance
1117 Center St, Auburn, ME 04210
Jim Finucane - State Farm Insurance Agent
232 Center St # A, Auburn, ME 04210
Richard Moylan: Allstate Insurance
791 Kittyhawk Ave Ste 5, Auburn, ME 04210
Horace Mann Insurance Co
909 Minot Ave, Auburn, ME 04210
Dave Bochtler: Allstate Insurance
250 Center St, Auburn, ME 04210
Northeast Bank Insurance Group: Gagne Julie
232 Center St, Auburn, ME 04210
State Mutual Insurance Co Inc
572 Kittyhawk Ave, Auburn, ME 04210
PRP Insurance
20 Union St # 2, Auburn, ME 04210

Insurify Insights: How Auburn Drivers Measure Up

subaru
Subaru Legacy
Most Popular Car in
Auburn, ME
suspended licenses
#--
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Auburn drivers measure up to their fellow Maine motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle in Auburn

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Auburn is the Subaru Legacy.

DUI/DWIs in Auburn

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Auburn drivers rank -- in the number of DUI’s per driver across all cities in Maine.

  • Rank within state: #--
  • Percent of drivers in Auburn with a DUI: {{percentDrivers}}%
  • Drivers in Auburn, ME with a DUI in their driving history paid on average {{overpay}}% more than drivers with a clean record

Speeding in Auburn

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Maine, Auburn drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in Auburn with a speeding ticket: {{percentDrivers}}%
  • Drivers in Auburn, ME with a speeding ticket in their driving history paid on average {{overpay}}% more than drivers with a clean record

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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