Cheap Auto Insurance Quotes in Monroe, LA (2021)

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Car Insurance in Monroe, LA

The average cost of Louisiana car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Monroe, LA to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$199
$199
$509
ProgressiveState FarmAmerican Family
Monthly $

Cheapest Car Insurance in Monroe, LA

Here are the cheapest carriers in Monroe for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$309
$418
$240
$263
$321
$302
LouisianaNew OrleansBaton RougeShreveportMetairieMonroe
Monthly $

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Monroe, LA Driving Facts

louisiana

Minimum Car Insurance Requirements in LA

All motor vehicles operated or parked on Louisiana roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

Though coverage options vary between insurance companies, some are not optional. The minimum liability car insurance requirements for private passenger vehicles in Louisiana are as follows:

  • $15,000 per person/$30,000 per accident for Bodily Injury (BI)

Bodily injury liablity coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Louisiana state law are $15,000 for the death or injury of a single victim as a result of a car accident and $30,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 15/30, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Louisiana law.

  • $25,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of Louisiana is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Find local Monroe agents

Thomas & Farr Agency, Inc.
2200 Tower Drive, Monroe, LA 71201
Advanced Insurance Planning, Inc.
1013 North 3rd St, Monroe, LA 71201
Community Financial Insurance Center, LLC
2201 Forsythe Avenue, Monroe, LA 71201
Reeves, Coon & Funderburg
2301 Tower Dr., Monroe, LA 71201
Arthur J. Gallagher RMS
2003 Tower Dr., Monroe, LA 71201-5035
Galligan Insurance
1605 Lamy Ln ste a, Monroe, LA 71201
ABC Insurance Agencies
3124 A Louisville Ave, Monroe, LA 71201
Daren Moody - State Farm Insurance Agent
1311 N 18th St, Monroe, LA 71201
Peggy Sullivan - State Farm Insurance Agent
1810 Louisville Ave, Monroe, LA 71201
Tausha S Sanders - State Farm Insurance Agent
1605 Arizona Ave, Monroe, LA 71202

Insurify Insights: How Monroe Drivers Measure Up

toyota
Toyota Camry
Most Popular Car in
Monroe, LA
suspended licenses
#15
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Monroe drivers measure up to their fellow Louisiana motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Monroe

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Monroe drivers rank 19 in the number of car accidents per driver across all cities in Louisiana.

  • Rank within state: #19
  • Percent of drivers in Monroe with an accident: 6.95%
  • Drivers in Monroe, LA with an accident in their driving history paid on average 73.19% more than drivers with a clean record

Speeding Monroe

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Louisiana, Monroe drivers rank 21 in the number of speeding infractions per driver.

  • Rank within state: #21
  • Percent of drivers in Monroe with a speeding ticket: 5.05%
  • Drivers in Monroe, LA with a speeding ticket in their driving history paid on average 31.16% more than drivers with a clean record

DUI/DWIs Monroe

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Monroe drivers rank 10 in the number of DUI’s per driver across all cities in Louisiana.

  • Rank within state: #10
  • Percent of drivers in Monroe with a DUI: 1.05%
  • Drivers in Monroe, LA with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Monroe

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Monroe is the Toyota Camry.

Hybrid/Electric Vehicle Ownership Monroe

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Monroe drivers rank 3 in hybrid and electric vehicle ownership across all cities in Louisiana.

  • Rank within state: #3
  • Percent of drivers in Monroe with a hybrid/electric vehicle: 0.63%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.