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Cheap Auto Insurance Quotes in Fairburn, GA, for September 2022

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Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.
Jamie Vassar

By: Jamie Vassar

Edited by Danny Smith

Updated August 2, 2022

Quick Facts

  • The average cost of car insurance in Fairburn is $344 per month or $4,128 annually.
  • Car insurance in Fairburn is $10 less than the average cost of insurance in Georgia.
  • The cheapest top car insurance provider in Fairburn on average is Progressive.

Car Insurance in Fairburn, GA

The average cost of insurance in Fairburn is $344 per month, but rates can vary due to factors such as the age and gender of the driver and things like poor driving history and credit tier. Insurers weigh these factors differently, so it’s important to compare auto insurance rates from multiple companies to ensure you are getting the best rate for your insurance needs.

Quotes by Top Companies

Progressive
$184
Travelers
$208
National General
$219
Nationwide
$246
Liberty Mutual
$261

Cheapest Car Insurance in Fairburn, GA

What is the cheapest car insurance in Fairburn?

Progressive is the cheapest top car insurance provider on average in Fairburn, with rates starting at $184 per month. It’s still important to compare car insurance rates, as everyone’s situation is unique.

It’s always important to compare quotes from multiple providers. Depending on factors for the driver like age, gender, and choice of vehicle, many great options exist for budget-minded buyers. With Insurify, you can compare quotes and find the perfect plan that fits your needs.

Insurance CompanyAverage Monthly Quote
Progressive$184
Travelers$208
National General$219
Nationwide$246
Liberty Mutual$261
Hugo$93
Mile Auto$218
Elephant$255
State Auto$276
Midvale Home & Auto$298
Clearcover$299
InsureMax$302
Amigo America$305
SafeAuto$307
AssuranceAmerica$307
Foremost$318
Mercury$326
Safeco$347
Bristol West$417
The General$450
Freedom National$472
Infinity$558
Everest National$751
Arrowhead$835
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

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Minimum Car Insurance Requirements in Georgia

Every state has its own laws regarding the minimum insurance coverage requirements for its drivers. Georgians must get property damage insurance and bodily injury coverage before they get behind the wheel[1]. Read more on Georgia’s minimum car insurance requirements.

Fairburn Car Insurance Rates by Driving and Accident History

Factors like the age and gender of the driver and the cost and model of the vehicle aren’t the only things that can affect rates. Agencies also evaluate driving records to determine a driver’s likelihood of filing a claim[2]. Those with clean records or only a few blemished usually end up paying much less in premiums than those with multiple accidents or DUIs on their records.

Driver HistoryAverage Monthly Cost
Clean Record$367
Speeding Ticket$492
At-Fault Accident$536
DUI$730
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

Fairburn Car Insurance Rates by Credit Tier

Another potential risk factor for auto insurance is a driver’s credit score. The mentality behind this is that general spending habits can inform the likelihood of filing an insurance claim. Therefore, drivers who are in a better credit tier are rewarded for their responsible behavior with lower quotes[3].

Credit TierAverage Monthly Cost
Excellent$315
Good$372
Average$409
Poor$634
Disclaimer: actual quotes may vary based on the policyholder's unique driver profile.

How to Get the Cheapest Car Insurance in Fairburn

While factors like gender, age, and year of the vehicle can affect rates, exercising safe driving practices is the wisest way to keep insurance affordable. Because risk factors are so detrimental, it’s best if they can be avoided. If that’s out of the question, looking for discounts can help lower rates too, like bundling auto insurance with home or renters insurance.

Regardless of budget, it’s always best to compare quotes when shopping for an auto insurance policy. Insurify is the perfect all-in-one option to find the best coverage for your lifestyle by offering real-time car insurance quotes from many insurance providers. You can get free quotes in minutes all without leaving the site.

Frequently Asked Questions

  • One of the best ways to secure cheap car insurance in Fairburn is by taking the time to compare quotes. Insurify makes it easy with our network which includes over 200 insurance companies throughout the U.S. that can work with you to find the insurance policy that fits your needs.

  • The average cost of insurance in Fairburn is $344 per month, $10 less than the state’s monthly average. Rates can vary due to factors such as the age and gender of the driver and risk factors such as driving history and credit tier.

  • Risk factors like impaired driving or at-fault accidents on a record, as well as a driver’s credit history, can quickly increase insurance rates in Fairburn. However, other more common factors that can affect costs are the age and gender of the driver and the cost and the vehicle type.

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  • Personalized quotes in 5 minutes or less
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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Jamie Vassar
Jamie Vassar
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Insurance Writer

Jamie Vassar is a personal finance writer currently based out of the Midwest. After years in the customer service and support world, she now hopes to use her degree from the University of Nebraska, Omaha, to better help readers understand their insurance policies and matters of personal finance. Connect with Jamie on LinkedIn.

Learn More

Sources

  1. Office of Commissioner of Insurance and Safety Fire. "State Minimum Car Insurance Requirements." Accessed July 14, 2022
  2. idrivesafely.com. "Georgia Driving Record." Accessed July 29, 2022
  3. Georgia Office of Attorney General - Consumer Protection Division. "Credit Reports and Credit Score." Accessed July 29, 2022