As a teenager, you’re tired of being treated like a child. You’re on the cusp of the responsibilities that come with being a young adult -- school, work, and more. And while they seem daunting, you’ll want to jump right in and learn new things, including how to finance. This transitional period of your life wouldn’t be complete without some help from your parents or guardians. While you’re totally focused on passing the math test and the driving test, your parents are focused on how much their car insurance premiums are going to increase when you do pass. So even if you aren’t chipping in for your car insurance payments, you should still study up on discounts and savings through your car insurance provider. You’ll not only be a responsible driver, but a responsible young adult in the eyes of your parents.
As a teen, you’ll find you gain a little more independence with each passing year. Suddenly, getting your driver’s license at sixteen grants you a whole new range of freedom. But just because you feel independent doesn’t mean your insurance policy needs to be. You can stay on your parent or guardian’s car insurance policy as long as their address remains your primary address. As a young driver, you’ll face higher premiums and you most likely don’t have your own income to pay for a separate policy. A family policy will unlock multi-car and multi-driver discounts, saving you and your whole family money.
|Discount Type||Discount %|
|Good Student Discount||25%|
|Driving training discount||Varies|
|Good Driver Discount||31%|
|Anti-Theft Device Discount||36%|
|Passive Restraint Discount||40%|
|Seat Belt Use Discount||15%|
|Student Away at School Discount||47%|
|Multiple Vehicle Discount||38%|