Known for providing a wide range of insurance products and comprehensive coverage, MetLife is often a top pick among those shopping for home insurance. The company boasts many policy features and while it strives to excel in customer satisfaction, policyholders often note that MetLife is a little behind the times as far as convenience.

When it comes to protecting your personal property, it’s best to do some homework before you make a purchase. Head over to Insurify to compare quotes and discover which policy features will best meet your home insurance needs.

MetLife Homeowners Insurance Reviews: Here’s what people are saying…

In all, MetLife tends to be one of the more favored options when it comes to partnering with an insurance company. Customers enjoy being able to select customized coverage that meets their specific desires and often notes that completing an insurance claim is quick and easy. MetLife offers a great way to save money with a multi-policy discount that allows individuals to bundle both home and auto insurance.

Despite the fact that policyholders can contact a local agent to meet most of their needs, MetLife still receives a rather poor rating when it comes to customer service. While many of its counterparts offer a plethora of online options, the company has yet to fully integrate itself into the online world.

  

MetLife Homeowners Insurance Quotes

It really is true that time is money, and being able to obtain a free quote for home insurance shouldn’t take much out of your day. 

However, rather than being able to locate prices with just a few clicks, those interested in MetLife have to contact customer service at 1 (888) 926-6126 or find an agent in their area. While this does allow you to uncover all of the policy features available, it’s certainly more time-consuming.

When it comes to pricing, MetLife may be slightly more expensive than other options in your area, but certainly won’t be the most costly. Customers can expect to pay anywhere from $1,600 to $3,200 depending on the value of their home, their personal property, and what kind of insurance premiums they’re looking to have.

What’s covered by MetLife home insurance?

An insurance policy from MetLife is one of the most comprehensive options available, with protection against tornadoes, hail, fire, and more. Those with expensive valuables will enjoy peace of mind with exceptional personal property options and its replacement cost coverage will allow you to buy new items without having to deduct for depreciation.

Although a major loss to one’s home would be stressful, MetLife ensures that you’ll receive enough funds to rebuild your home, even if it ends up being more than the level of coverage you had. Liability protection helps in the event that someone is injured on your property and every MetLife customer will enjoy identity protection in case their personal information is stolen.

How does MetLife’s claims process work?

Customers describe Metropolitan Casualty Insurance Company as one of the best around when it comes to processing claims, but it isn’t necessarily easy to get started. While other companies might allow you to submit information via an app or online, MetLife is a little bit different. 

Customers with a covered event either need to contact the claims department at 1 (800) 854-6011 or send an email to MET_CAT@metlife.com.

MetLife works hard to ensure that customer claims are handled promptly whether it’s a first-time incident or you’ve submitted a claim in the past. Ultimately, most policyholders are very pleased with MetLife’s claims process.

MetLife Home Insurance Discounts and Payment Methods

Metropolitan General Insurance Company already offers fairly low prices to customers, so its list of discounts isn’t quite as extensive as you may expect. Safety options like smoke detectors, deadbolt locks, and fire alarms could save you on your insurance premium. So could opting into group discounts through select employers. Policyholders tend to save the most when bundling MetLife auto & home coverage.

Paying your bill is very straightforward as MetLife offers various options to choose from. Most policyholders utilize online bill payment while others can set up automatic withdrawals using a debit or credit card. Contact MetLife’s administrative home offices to learn more about ways you can pay your bill.

Other Types of Home Insurance Coverage Offered by MetLife

If you’re looking for additional types of coverage, MetLife offers policies to renters as well as those who own a condo. Landlords can also find peace of mind with customized coverage. Individuals who need mobile home insurance or other types of policies should contact a MetLife agent for more details.

Conclusion: The best way to save on home insurance

MetLife suggests that you can lower your home insurance premium in a number of ways, including opting for a multi-policy discount or selecting a higher deductible. Ultimately, you’ll want to determine which policy features will best meet your needs before you make a purchase.

MetLife Insurance Overview

With origins dating back to 1868, MetLife has become one of the largest insurance companies in the world serving 90 million customers. Initially, it worked to serve Civil War soldiers and has since expanded to include products for your auto, home, life, disability, and more. For over 30 years, the company was synonymous with Snoopy and other Peanuts characters.

Some aspects of MetLife’s operations tend to please policyholders, although the company as a whole has lower than average customer satisfaction ratings. While others include robust mobile apps and make account management easy, MetLife still requires you to contact customer service for most of your policy needs.

MetLife Home Insurance Contact Information

DepartmentContact
Customer Service1 (888) 926-6126
Claims1 (800) 854-6011
Headquarters AddressMetLife, Inc. 
200 Park Avenue 
New York, NY 10166
Updated March 26, 2020

Courtney Elder has loved to write since age six, yet she didn’t turn it into a career until many years after that. She graduated from Sonoma State University with a degree in Communications, and when she’s not creating content for Insurify, she’s exploring Portland, OR with her kids.