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Car Insurance

Washington state: Cheapest cities for car insurance

Whether you’re moving to Washington or looking for a new carrier, you’ll want to compare quotes and read our list of cheapest cities to drive in order to save the most money on auto insurance.

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Whether you’re soaking up the rains of Seattle, picking apples, or visiting the most catastrophic volcano in the U.S., there is plenty for you to do in Washington state. As with most anywhere nowadays it can be both an expensive place to call home, especially if you own a car. Luckily for you, it’s possible to find great rates for car insurance in The Evergreen State. As with any other state in the United States, it’s best to compare quotes from top companies in order to get the most for your money.

Washington state’s average for car insurance is approximately $534/year.

Even with this average, you can still end up spending more or less depending on where you live and which company you choose. If you’re not careful in your search, you may end up with the most expensive carrier in the most expensive city paying such high rates that your one year policy would cost the same as a three year policy in another town with another carrier.

Here are the top 10 cheapest cities in Washington to insure your vehicle:

  1. Yakima - $402

  2. Spokane Valley - $444

  3. Spokane - $455

  4. Vancouver - $512

  5. Bellevue - $529

  6. Everett - $564

  7. Renton - $597

  8. Tacoma - $601

  9. Kent - $619

  10. Seattle - $622

Based on the listing above, you’ll be able to estimate how much your insurance will cost in these cities. Within each city, however, there are still many different carriers to choose from, but a few always stick out no matter where you decide to live. Found in this study, Amica, Grange, and State Farm were the cheapest car insurance providers all throughout the state. For a better idea of just how cheap these companies are, Amica can generally be sure to provide their customers with annual rates of $350 or less, that’s almost $200 less than the state average. Of course these numbers will shift and change depending on your own personal insurance history, driving record, etc., as well as the city you live in, but nonetheless, you can keep these three in the front of your mind as you consider whom to choose.

Do remember that you must carry liability insurance that will protect the other driver in the event of an at-fault accident. In most cases, your state will have set a required minimum for everyone to have in order to drive, but you might want to consider purchasing more especially if you drive a nice car. Most liability minimums won’t cover much at all if you’re involved in an accident that’s your fault. To help you figure out just what you might need, the Insurance Information Institute recommends the following: $100,000 of bodily injury protection per person and $300,000 bodily injury protection per accident.

This might all seem overwhelming at first, but don’t worry, Insurify’s intelligent, virtual agent is here to help. With the agent, we can help assess what liability exactly fits your needs and give you the power to compare all carriers within your region to get you the best rate possible.