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Car Insurance

Oregon: Cheapest cities for car insurance

Whether you’re moving to Oregon or looking for a new carrier, you’ll want to compare quotes and read our list of cheapest cities to drive in order to save the most money on auto insurance.

Follow Insurify for more financial tips and tricks

Want to stand in awe of the breathtaking nature? Want to live free of restaurant and sales taxes? Then it’s time to head to the quirky Beaver State. You want to keep your car and aren’t sure where to go for the best insurance. It’s possible to find great rates for car insurance in Oregon, but as with any other state in the U.S. you'll have to compare quotes from top companies in order to get the most for your money.

Oregon’s state average for car insurance is approximately $1,134/year.

Even with this average, you can still end up spending more or less depending on where you live. Prices for car insurance premiums ran up as high as $1,412/year and as low as $580/year. This wide range means it’s even more important for you to do your research.

Here are the top 10 cheapest cities in Oregon to insure your vehicle:

  1. Corvallis - $1,038

  2. Grants Pass - $1,040

  3. Ashland - $1,043

  4. Rogue River - $1,043

  5. Eugene - $1,051

  6. Medford - $1,057

  7. Brookings - $1,060

  8. Albany - $1,060

  9. Gold Beach - $1,061

  10. Roseburg - $1,069

Based on the listing above, you’ll be able to estimate how much your insurance will be in these cities. It’s important to note that while these are the cheapest cities on average to purchase car insurance, no matter where you live, you’ll be able to find quite reasonable rates. Remember that because there is such variation across the state, that puts even more pressure on you to shop around.

Using Insurify for side-by-side comparisons will not only save you time but, also money. Keep in mind that the highest costing insurance in this state is 6.2x higher that of the cheapest. The cheapest and most reliable company is a staggering 49% below the state average. That’s a lot of money you could save -- or waste, depending on how much you shop.

Remember that you must carry liability insurance that will protect the other driver in the event of an at-fault accident. In most cases, your state will have set a required minimum for everyone to have in order to drive, but you might want to consider purchasing more especially if you drive a nice car. Most liability minimums won’t cover much at all if you’re involved in an accident that’s your fault. To help you figure out just what you might need, the Insurance Information Institute recommends the following: $100,000 of bodily injury protection per person and $300,000 bodily injury protection per accident.

This might all seem overwhelming at first, but Insurify’s intelligent, virtual agent is here to help. With the agent, we can help assess what liability exactly fits your needs and give you the power to compare all carriers within your region to get you the best rate possible.