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Car Insurance

Arizona: Cheapest Car Insurance

Whether you’re moving to Arizona or looking for a new carrier, you’ll want to compare quotes and read our list of cheapest cities to drive in order to save the most money on auto insurance.

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Arizona is home to one of America's largest, natural wonders, the Grand Canyon. With more than one billion years of rock exposed in the canyon and the largest number of Native American tribes in the U.S., the state's roots are deeply embedded in American history. So if you’re planning on moving to the “The Grand Canyon” state to explore this history or you’re simply looking for a new provider, you’re going to want to do your research and compare auto insurance quotes.

The state average for car insurance in Arizona is $635/year.

Even with this average you can end up spending more or less depending on where you live and which provider you choose. As with any state, costs vary greatly in Arizona with a range of about $162. If cost of car insurance is a deciding factor in where you make your move, then you’ll want to consult the list below.

The cheapest cities in Arizona to insure your vehicle:

  1. Surprise - $573

  2. Chandler - $588

  3. Tucson - $599

  4. Gilbert - $603

  5. Tempe - $611

  6. Scottsdale - $621

  7. Mesa - $628

  8. Peoria - $662

  9. Phoenix - $728

  10. Glendale - $735

Based on the above listing, you'll be able to estimate how much your insurance will be in these and surrounding cities. The prices were gained through extensive research based on several driver profiles that varied in age, gender, and marital status, but drove the same vehicle. Something to be aware of when looking at these prices is that all of the drivers had great driving records as well as good credit history. So if you don’t quite fit that criteria, then it might be best to tack on a few extra dollars in order to give yourself a more accurate estimate.

While shopping around, remember that you must carry the state minimum coverage set by Arizona that includes liability to cover other drivers’ medical and property damage expenses if you’re found at-fault in an accident. The state minimum has been set at 15/30/10 which includes: $15,000 coverage for bodily injury per person, $30,000 total coverage for bodily injury per accident, and $10,000 coverage for property damage. You might want to consider buying more than the state minimum if you’re worried you won’t be able to pay for uncovered bills out of pocket.

Start shopping with a comparison site that makes it easy to customize your coverage and earn discounts. Insurify’s intelligent, virtual agent can help assess what liability exactly fits your needs and give you the power to compare all carriers within your region to get you the best rate possible.