Car Insurance Knowledge

From how to find the cheapest car insurance in your state, to the cheapest car models to insure, here’s everything you need to know to save money on your car insurance.

Insights

Nearly 50% of EV Buyers Say the Tax Credit Was a Deciding Factor — How Will Ending It Affect Sales?

Nearly 50% of EV Buyers Say the Tax Credit Was a Deciding Factor — How Will Ending It Affect Sales?

The federal tax credit for electric vehicles faces potential elimination in 2025. Insurify’s survey reveals how getting rid of the credit could affect customer interest in EVs.
February 20, 2025
Tariffs on Canada and Mexico Could Raise Car Insurance Rates 60% Faster

Tariffs on Canada and Mexico Could Raise Car Insurance Rates 60% Faster

Tariffs on Canadian and Mexican imports would raise the average annual cost of car insurance to about $2,502. Find out how costs could change in your state.
February 19, 2025
10 States With the Sharpest 3-Year Increase in Severe Hail

10 States With the Sharpest 3-Year Increase in Severe Hail

Damaging hail is driving up insurance rates as storms become more frequent and severe. Missouri, Illinois, and Indiana have seen the most significant rise in risk.
February 10, 2025
How Many Car Crashes and Fatalities Happen Each Year? Car Accident Statistics for 2025

How Many Car Crashes and Fatalities Happen Each Year? Car Accident Statistics for 2025

Car accident rates declined in every state except Vermont and New York from 2023 to 2024. Insurify analyzed its proprietary data to better understand this trend.
January 29, 2025
Cybertruck’s Lower Insurance Rates Can’t Overcome Model’s Design and Price Challenges

Cybertruck’s Lower Insurance Rates Can’t Overcome Model’s Design and Price Challenges

Brand loyalists hail the Cybertruck’s innovation, but its controversial design and recalls put off the average driver.
January 16, 2025
Road Rage Facts and Statistics: 2025

Road Rage Facts and Statistics: 2025

Road rage is a common and sometimes fatal issue on American roads. Learn what causes road rage and how to safely avoid being a victim.
January 8, 2025
Car Theft Trends: The Most Stolen Cars in America (2024)

Car Theft Trends: The Most Stolen Cars in America (2024)

Kia and Hyundai thefts are soaring, and an illegal TikTok trend could be to blame.
December 2, 2024
10 Car Models With the Most DUIs in 2024: SUVs and Minivans Dominate the List

10 Car Models With the Most DUIs in 2024: SUVs and Minivans Dominate the List

Buick Envista drivers are 11 times more likely to have a DUI than average, and they’re not the only SUV drivers who drink before driving.
October 16, 2024
Insuring America’s Most Popular Truck: Ford F-150 Coverage Is 11% Cheaper Than the U.S. Average

Insuring America’s Most Popular Truck: Ford F-150 Coverage Is 11% Cheaper Than the U.S. Average

Ford F-150 drivers save $260 annually on full coverage compared to the average U.S. insurance premium.
October 10, 2024
New Survey: Gen Z Shuns Driving, But Isn’t Ready for Technology to Take the Wheel

New Survey: Gen Z Shuns Driving, But Isn’t Ready for Technology to Take the Wheel

Gen Z drives less than prior generations, but a large portion is hesitant about self-driving cars, an Insurify survey found.
September 11, 2024
The Most Popular Cars by Generation, From Zoomers to Boomers (2024)

The Most Popular Cars by Generation, From Zoomers to Boomers (2024)

When it comes to cars, boomers and Gen X prefer comfort and safety, Gen Z loves tech, and millennials look for a balance of affordability and features.
August 11, 2024
10 States with the Most Hail Damage in 2025

10 States with the Most Hail Damage in 2025

Hail damage causes nearly $1.07 billion in damage each year, leaving states like Colorado, Nebraska, North Dakota, and Texas more vulnerable than most.
August 6, 2024
The Best States for a Road Trip in 2024

The Best States for a Road Trip in 2024

Florida is the best overall state for a road trip in 2024, but California is the most scenic.
August 1, 2024
Investigation: Where Is It Cheaper to Charge an Electric Vehicle Than Fuel a Gas-Powered Car?

Investigation: Where Is It Cheaper to Charge an Electric Vehicle Than Fuel a Gas-Powered Car?

Charging an EV at home is cheaper in every state than fueling a gas-powered car — but public charging prices remain a barrier to adoption.
July 2, 2024
The Safest Car of the Future, According to AI

The Safest Car of the Future, According to AI

AI has designed the safest car of the future — check out its features, viability, and impact on driving and automation.
July 2, 2024
Car Models With the Most Speeding Tickets (2025)

Car Models With the Most Speeding Tickets (2025)

Drivers of these car models rack up the most speeding tickets, and they could see 16% higher car insurance premiums on average.
May 23, 2024
‘Our Pay Has Not Kept Pace’: Rideshare Driver Discontent Grows With Rising Insurance and Maintenance Costs

‘Our Pay Has Not Kept Pace’: Rideshare Driver Discontent Grows With Rising Insurance and Maintenance Costs

Rising maintenance costs and soaring car insurance rates are the top issues plaguing rideshare drivers in 2024, an Insurify survey revealed.
May 15, 2024
What It Would Really Take for U.S. Drivers to Go Fully Electric

What It Would Really Take for U.S. Drivers to Go Fully Electric

High prices, too few chargers, and battery costs are slowing EV adoption. Insurify explored solutions that move the U.S. toward a fully electric future.
April 4, 2024
High Car Insurance? Your Car Maker May Be Selling Your Driving Data

High Car Insurance? Your Car Maker May Be Selling Your Driving Data

Car manufacturers are under fire for data privacy practices that consumers allege led to higher insurance premiums.
March 22, 2024
Rural States Underreport the Most Mileage on Car Insurance Applications

Rural States Underreport the Most Mileage on Car Insurance Applications

Drivers across the U.S. underestimate mileage on insurance applications. Learn how underreporting your mileage could affect your car insurance rate.
March 3, 2024
How Gender Inequity Affects Car Insurance Costs (2024)

How Gender Inequity Affects Car Insurance Costs (2024)

Men have higher car insurance rates than women in 44 states, but women pay more of their income toward coverage in all but two.
March 1, 2024
10 States With the Most Speeding Tickets (2024)

10 States With the Most Speeding Tickets (2024)

North Dakota, Wisconsin, and Ohio drivers are racking up more speeding tickets than average. Is your state among the 10 places with the most violations?
February 15, 2024
These Car Insurance Providers Have the Highest Market Share in Each State

These Car Insurance Providers Have the Highest Market Share in Each State

Insurify mapped car insurance providers with the highest market share by state, using data from the National Association of Insurance Commissioners.
2 min. read|February 6, 2024
5 reasons your car could be uninsurable

5 reasons your car could be uninsurable

Insurify researched why insurance providers may not insure a car and how people can avoid being put in that position.
4 min. read|January 19, 2024
The 8 most widespread vehicle recalls this year

The 8 most widespread vehicle recalls this year

Insurify identified the eight recalls affecting the most motor vehicles in 2023, using data from the Department of Transportation.
January 2, 2024
Electric Vehicles: Costs, Trends, and Statistics (2025)

Electric Vehicles: Costs, Trends, and Statistics (2025)

Tesla cuts contribute to falling EV prices, but electric models are still too expensive. Cost concerns are a deterrent for 70% of potential EV buyers.
December 10, 2023
Prolonged UAW Strike Could Drive Up Car Insurance Rates Even Further

Prolonged UAW Strike Could Drive Up Car Insurance Rates Even Further

The UAW strike could have major implications for drivers, from surging car insurance premiums to higher vehicle costs.
4 min. read|December 10, 2023
Investigation: Did TikTok’s Kia Challenge Cause a 55% Spike in Insurance Rates?

Investigation: Did TikTok’s Kia Challenge Cause a 55% Spike in Insurance Rates?

TikTok’s Kia Challenge probably isn’t to blame for insurance rate hikes. Inflation and rising car repair costs are the more likely culprits behind increases.
November 28, 2023
The Most Popular Cars in America (2022)

The Most Popular Cars in America (2022)

Insurify identified the most popular vehicle in every state plus the 10 most popular cars overall in 2022.
November 15, 2023
States With the Worst Drivers in 2022

States With the Worst Drivers in 2022

Insurify ranked the 10 states where drivers accrue the most at-fault traffic citations in 2022.
November 15, 2023
The Most Popular Cars by State

The Most Popular Cars by State

The most popular car in America this year is the Nissan Altima, according to Insurify's analysis. Last year, the Altima ranked third but has since beat out the Honda Accord for first place.
November 15, 2023
New Report: SUVs, Ford F-series, Toyotas are 2023’s bestselling cars in America

New Report: SUVs, Ford F-series, Toyotas are 2023’s bestselling cars in America

America’s current bestselling car is the Ford F-Series pickup — and it isn’t even close. The Toyota RAV4 lags behind with less than half the number of sales.
November 15, 2023
Americans still love buying trucks, even as gas prices rise

Americans still love buying trucks, even as gas prices rise

Gas prices are staying stubbornly high compared to pre-pandemic prices. Insurify examined vehicle sales data to see how Americans are responding.
4 min. read|September 10, 2023
These insurance companies control the biggest chunks of the market

These insurance companies control the biggest chunks of the market

Top insurers thrive not by securing a monopoly but by finding the lowest-risk customers, according to rankings from the insurance shopping website Insurify.
3 min. read|August 6, 2023
Speeding Toward Trouble: States with the Most Street Racers

Speeding Toward Trouble: States with the Most Street Racers

Racing modified vehicles on public roads is a dangerous but growing pastime. Find out which states have the most street racers.
July 9, 2023
Crash Course: Cities with the Rudest Drivers in Each State 2023

Crash Course: Cities with the Rudest Drivers in Each State 2023

How rude are the drivers in your hometown? Here are the cities with the rudest drivers in each state.
June 20, 2023
Crash Course: Car Models With the Most Accidents in 2023

Crash Course: Car Models With the Most Accidents in 2023

Insurify identified 2023’s most accident-prone vehicles. Sports cars like the Audi S4 and Subaru WRX sit atop the list, but some unexpected models made the top 10.
June 13, 2023
These 10 Car Brands Have the Most Speeding Tickets

These 10 Car Brands Have the Most Speeding Tickets

Infiniti, Scion, and Volkswagen are the car brands with the most speeding tickets for 2023. Find out more.
April 11, 2023
 These Occupations Have the Rudest Drivers in 2022

These Occupations Have the Rudest Drivers in 2022

Journalists, taxi drivers, and floor layers make up some of the rudest drivers on our list. Check out the full list for more insights.
February 21, 2023
Trouble on Wheels: 20 Cities with the Most Aggressive Drivers (2025)

Trouble on Wheels: 20 Cities with the Most Aggressive Drivers (2025)

Cincinnati, Des Moines, and Dayton are among the cities with the most aggressive drivers in the U.S. Find out what factors contribute to aggressive driving.
February 21, 2023
These Are the Worst Cities for Commuters in 2022

These Are the Worst Cities for Commuters in 2022

These cities have the worst commutes in 2022. Challenges include lengthy trips, busy roads, and high rates of dangerous driving behavior.
July 19, 2022
10 States with the Best Drivers in 2022

10 States with the Best Drivers in 2022

These 10 states are home to the best drivers in 2022, bucking a recent trend of increased dangerous driving behavior across America.
June 24, 2022
These 20 Cities are the Most Dangerous for Pedestrians in 2022

These 20 Cities are the Most Dangerous for Pedestrians in 2022

Pedestrians should always be on the lookout for motor vehicles, but walkers in these 20 most dangerous cities for pedestrians need to be especially alert.
June 15, 2022
Cities with the Worst Drivers in 2022

Cities with the Worst Drivers in 2022

Dangerous driving behavior is on the rise in 2022. These cities are home to the worst drivers in every state, as measured by traffic infraction rates.
April 29, 2022
Unsung Heroes of the Highway: Car Models with the Best Drivers (2021)

Unsung Heroes of the Highway: Car Models with the Best Drivers (2021)

The drivers of these 10 car models have the cleanest records on the roads in 2021.
April 14, 2022
Car Models With the Rudest Drivers in 2021

Car Models With the Rudest Drivers in 2021

Insurify ranked the 10 car models with the rudest drivers in 2021.
April 12, 2022
Hit Me With Your Worst Shot: Car Models With the Most Hit and Runs

Hit Me With Your Worst Shot: Car Models With the Most Hit and Runs

Would you flee the scene?
April 12, 2022
Look Out Behind! States with the Most Tailgating Violations (2021)

Look Out Behind! States with the Most Tailgating Violations (2021)

These 10 states have amassed the most tailgating violations in the nation this year.
March 30, 2022
Ivory Tower Incidents: America’s Most Dangerous Universities (2018)

Ivory Tower Incidents: America’s Most Dangerous Universities (2018)

DISCLAIMER: This study uses data from the FBI's 2016 Uniform Crime Reporting (UCR) college and university dataset. The FBI discourages...
March 30, 2022
Drive for Greatness: States with the Best Drivers

Drive for Greatness: States with the Best Drivers

These 10 states have the best motorists in the United States!
March 30, 2022
Electric Driving: States with the Most Hybrid or Electric Vehicles

Electric Driving: States with the Most Hybrid or Electric Vehicles

Electric and electric hybrid vehicles—and their environmentally friendly nature—are rapidly becoming more popular.
March 29, 2022
Stop in the Name of the Law: States with the Most Failures to Stop (2019)

Stop in the Name of the Law: States with the Most Failures to Stop (2019)

You can run (a red light), but you can’t hide (from the law).
March 24, 2022
Patriotic Purchases? States with the Most Domestic (and Foreign) Cars of 2019

Patriotic Purchases? States with the Most Domestic (and Foreign) Cars of 2019

Are the all-American sweethearts of car brands actually all American?
4 min. read|March 24, 2022
On the Run: States with the Most Hit and Runs

On the Run: States with the Most Hit and Runs

Hit and run collisions are a dangerous traffic violation that need to be stamped out. These are the states that...
March 23, 2022
Pickup Trucks With the Most Aggressive Drivers

Pickup Trucks With the Most Aggressive Drivers

Insurify ranked the top 5 pickup trucks whose drivers exhibit the most aggressive driving behavior.
March 23, 2022
Blame Game: Cities With the Most At-Fault Car Accidents in 2021

Blame Game: Cities With the Most At-Fault Car Accidents in 2021

Insurify ranked the top city in every state with the most accident-prone drivers
March 23, 2022
Uninsured and High-Risk: States with the most Uninsured Motorists

Uninsured and High-Risk: States with the most Uninsured Motorists

Driving without insurance is illegal across the country, but many continue to do so despite the consequences.
March 22, 2022
These are the States that Really Need Road Repairs (2019)

These are the States that Really Need Road Repairs (2019)

Poor road conditions are a problem across the United States. These are the states in most dire need of road...
March 21, 2022
Straight-A States: States With the Smartest Drivers (2020)

Straight-A States: States With the Smartest Drivers (2020)

Do you know which states have the smartest student drivers? Car owners in these 10 states report the highest average GPAs.
March 19, 2022
American All-Stars: The Most Popular Pickup Trucks in the U.S. (2020)

American All-Stars: The Most Popular Pickup Trucks in the U.S. (2020)

The definitive list of America's most popular pickup trucks, according to our data scientists.
March 19, 2022
These Are the Most Popular Vehicles for Each Generation (2021)

These Are the Most Popular Vehicles for Each Generation (2021)

See which car models are the most popular for each generation of drivers in 2021.
March 19, 2022
Eyes on the Road! Car Models with the Most Reckless Driving (2019)

Eyes on the Road! Car Models with the Most Reckless Driving (2019)

Is your car on the list?
March 19, 2022
Cities With the Most Stolen Cars in America (2022)

Cities With the Most Stolen Cars in America (2022)

These cities have the highest rates of car theft in the entire country.
March 16, 2022
The Most Dangerous States for Driving (2021)

The Most Dangerous States for Driving (2021)

Drivers, beware: these 10 states are the most dangerous for driving in 2021.
4 min. read|March 10, 2022
Home is Where the Car Is: Top 10 States for Domestic and Foreign Car Brands

Home is Where the Car Is: Top 10 States for Domestic and Foreign Car Brands

The auto industry is rife with competition on an international scale.
March 10, 2022
Eyes on the Road: States with the Most Car Accidents

Eyes on the Road: States with the Most Car Accidents

What state has the most car accidents? These are the ten states with the most car crashes in 2020.
March 10, 2022
Sick of Long Commutes? These Cities Have the Worst Traffic

Sick of Long Commutes? These Cities Have the Worst Traffic

No matter how you do it—by car, rail, or foot—commuting can be a hassle.
March 10, 2022
These 10 Car Models have the Worst Drivers in Bad Weather

These 10 Car Models have the Worst Drivers in Bad Weather

From the Audi A5 to the Toyota Yaris, these car models have the drivers with the highest incidence rate of ‘driving too fast for conditions’ citations
March 9, 2022
Breathalyze This! States with the Most DUIs (2021)

Breathalyze This! States with the Most DUIs (2021)

DUI rates in these 10 states are the highest in the nation during the pandemic.
March 4, 2022
The States With the Rudest Drivers in 2022

The States With the Rudest Drivers in 2022

Drivers in these 10 states exhibit rude driving behavior at the highest rates in 2022.
March 2, 2022
The Car Models with the Most DUIs in 2021

The Car Models with the Most DUIs in 2021

These 10 car models have the drivers with the most DUIs in the nation over the past year.
March 1, 2022
The Cities with the Most DUIs in Every State in 2021

The Cities with the Most DUIs in Every State in 2021

These cities have the highest DUI rates in their state this year. Did your city make the list?
February 9, 2022
These are the Cities with the Most Aggressive Drivers in Every State (2022)

These are the Cities with the Most Aggressive Drivers in Every State (2022)

Aggressive drivers rule the roads the most in these cities. Did yours make the list?
February 9, 2022
The 10 Most Stolen Cars in America (Updated 2021)

The 10 Most Stolen Cars in America (Updated 2021)

These 10 cars are the most stolen vehicles in America according to a new report from Insurify.
January 12, 2022
Life in the Slow Lane: Cities with the Most Traffic

Life in the Slow Lane: Cities with the Most Traffic

How crowded are the roads in your city?  It’s a story that happens in cities across the country. Drivers everywhere...
January 3, 2022
Walker’s Paradise: The 20 Safest Cities for Pedestrians in 2021

Walker’s Paradise: The 20 Safest Cities for Pedestrians in 2021

Insurify ranked the 20 safest U.S. cities for pedestrians in 2021.
September 20, 2021
Warning: Could Your State Have the Most Dangerous Drivers? [Infographic]

Warning: Could Your State Have the Most Dangerous Drivers? [Infographic]

Some states have the most job growth or the hottest nightlife, whereas others...well, they have the worst drivers in America
1 min. read|July 29, 2021
Eco-Conscious Cars: States with the Most Hybrid and Electric Vehicles 

Eco-Conscious Cars: States with the Most Hybrid and Electric Vehicles 

See this year's rankings of the states with the most hybrid and electric vehicles.
July 27, 2021
States with the Most Heavily Enforced Traffic Laws

States with the Most Heavily Enforced Traffic Laws

Policing varies by state. Where do drivers have the highest citation rates in the country?
July 26, 2021
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